45 Shirley Rd, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 45 Shirley Rd, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,734 sqft · built 1961
Lot Size	0.233 acres (10,133 sqft)
Owner	2 Company Names on File
Last Sale	$1,552,000 (Aug 2025)
Tax Bill	$13,668 (2026)
Deeds & Mortgages	Mar 2021 Refinance Aug 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WELL M:191 R:002 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:191 R:002 S`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,133 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	45 SHIRLEY RD
City	WELLESLEY
State	MA
Zip	02482-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	5
Census Block	5010
Census Tract	404301

Owner

45 Shirley Rd is owned by a company that bought it in August 2025.

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	45 SHIRLEY RD, WELLESLEY, MA 02482-2307
Owner Type	Company
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Aug 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage EAST WEST BANK
Nov 28, 2018	Deed of Trust, Mortgage · Closed-End Mortgage BAYCOAST BANK
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on File
Deed Sale	Aug 14, 2025 · Amount on File
Prior Sale	Mar 12, 1998 · Amount on File
Deed Document Number	202556228
Deed Book / Page	42587 / 330
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	45 SHIRLEY RD, WELLESLEY, MA 02482-2307
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039064-434
Date	Mar 1, 2021
Book Page	39064/434
Instrument	25851

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	Aug 14, 2025
Property Address	45 SHIRLEY RD, WELLESLEY, MA 02482-2307
Document Number	042587-330
Book / Page	42587 / 330
Instrument Date	Aug 14, 2025
Instrument	56228
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 SHIRLEY RD, WELLESLEY, MA 02482-2307

Mortgage

Document Number	0000056229
Date	Aug 14, 2025
Instrument	56229

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2030
Index	1-Year CMT

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	45 SHIRLEY RD, WELLESLEY, MA 02482-2307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36460-515
Date	Nov 28, 2018
Book Page	36460/515
Instrument	105712

Lender

Name	BAYCOAST BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	45 SHIRLEY RD, WELLESLEY, MA 02482-2307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38316-489
Date	Sep 8, 2020
Book Page	38316/489
Instrument	93372

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 45 Shirley Rd was $13,668, up 8.8% from the year before.

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,668.00 (+8.8%)	$1,344,000 (+9.98%) Land $910,000 Building $434,000	$1,485,638 (+1.83%)
2025	$12,562.00 (+7.55%)	$1,222,000 (+8.91%) Land $947,000 Building $275,000	$1,459,010 (-0.23%)
2024	$11,680.00 (+1.4%)	$1,122,000 (+11.53%) Land $857,000 Building $265,000	$1,462,430
2023	$11,519.00	$1,006,000 Land $766,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Shirley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1978–2010)
Claims Outside the SFHA	11 of 15
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, Mar 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Shirley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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