Chautauqua County and Ripley Town property record for 45 Shaver St, Ripley, NY 14775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2010 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,922 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| APN | 066200 241.17-1-19 |
| Primary APN | 066200 241.17-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 62100 |
|---|---|
| Street Address | 45 SHAVER ST |
| City | RIPLEY |
| State | NY |
| Zip | 14775-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | OLD APN: 066200 35-2-4 |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | RIPLEY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 36600 |
45 Shaver St is owned and occupied by two individuals.
Source: Chautauqua County and Ripley Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SHAVER ST, RIPLEY, NY 14775-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 45 SHAVER ST, RIPLEY, NY 14775-9777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | MT2024001211 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | MT2024001211 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2026 property tax bill for 45 Shaver St was $3,922 with exemptions applied, up 0.3% from the year before.
Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ripley Town |
| Unified School District | Ripley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,922.00 (+0.28%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,911.00 | $126,500 Land $22,000 Building $104,500 | $137,500 Land $23,913 Building $113,587 |
| 2023 | $126,500 (-7.93%) Land $22,000 Building $104,500 | $126,500 (-16.22%) Land $22,000 Building $104,500 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $137,400 Land $12,400 Building $125,000 | $150,989 Land $13,626 Building $137,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 45 Shaver St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Shaver St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 7 ppb (2024) action level 15 ppb |
| Copper | 2.09 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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