45 Sharon Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 45 Sharon Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1958
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$75,150 (May 2017)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456570A000`

Property Details

APN / Parcel Number

Primary APN	`456570A000`
Alternative APN	`3-002C-4208-00-0045.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Basement Area	480 sqft

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	6,250 sqft
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Patio Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	456570A000
Old Parcel Number	456570A000
Street Address	45 SHARON DR
City	SAINT CHARLES
State	MO
Zip	63303-3973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BELLEVUE TERR S 1/2 LOT 45
Legal Range	05E
Legal Township	46N
Legal Subdivision	BELLVUE TERR
Legal Lot Number	45
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4022
Census Tract	311004

Owner

45 Sharon Dr is owned and occupied by an individual who bought it in May 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	45 SHARON DR, SAINT CHARLES, MO 63303-3973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	Aug 1, 2007 · Amount on File
Deed Document Number	0067371047
Deed Book / Page	6737 / 1047
Record Updated	Jun 8, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 2, 2017
Property Address	45 SHARON DR, SAINT CHARLES, MO 63303-3973
Document Number	0067371047
Book / Page	006737 / 001047
Instrument Date	Apr 28, 2017
Instrument	266920
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SHARON DR ST CHARLES MO 633033973, ST CHARLES, MO 63303-3973

Mortgage

Document Number	67371049
Date	May 2, 2017
Book Page	006737/001049
Instrument	266930

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sharon Dr was $1,782.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$29,556	$155,560 Land $40,000 Building $115,560
2023		$28,652
2022			$150,799 Building $150,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Sharon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Sharon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Brightspeed, Wisper ISP.

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