Osage County property record for 45 Shamrock Ln, Saint Thomas, MO 65076 · Last verified January 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1974 |
| Square Footage | 2,179 sqft Adjusted Area |
| Lot Size | 446,054 sqft (10.2 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $991.00 (2025) |
| Primary APN | 14-40-19-00-000-0002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,179 sqft Adjusted Area |
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Construction Type | Frame Construction |
| Lot Area | 446,054 sqft (10.2 acres) |
| Shed | 1 Shed |
| Shed Area | 480 sqft Shed |
| Utility Building | 160 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|
| Account Number | 14401900000000200 |
|---|---|
| Street Address | 45 SHAMROCK LN |
| City | SAINT THOMAS |
| State | MO |
| Zip | 65076-3013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | NE COR SE 1/4 NE 1/4 SEC 19 T42N R11W |
| Jurisdiction | OSAGE MO |
| Minor Civil Division | JACKSON |
| Census Blockgroup | 1 |
| Census Block | 1074 |
| Census Tract | 490300 |
Source: Osage County records · APN 14-40-19-00-000-0002.00
Assessment roll updated May 31, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SHAMROCK LN, SAINT THOMAS, MO 65076-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2007 |
| Deed Sale | Dec 01, 2007 |
| Deed Doc Number | 0000391396 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 45 SHAMROCK LN, SAINT THOMAS, MO 65076-3013 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 SHAMROCK LN, SAINT THOMAS, MO 65076-3013 |
| Document Number | 0000620/86 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 620/86 |
| Instrument | 20252325 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 23, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osage County records · Assessment roll updated May 31, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Osage County |
| Unified School District | Osage County R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $991.00 (+14.17%) | $19,621 (+11.24%) | $103,996 (+11.22%) Land $13,306 Building $90,690 |
| 2023 | $868.00 | $17,639 | $93,508 Land $14,210 Building $79,298 |
45 Shamrock Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Osage County (29151C), updated September 19, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 37th percentile of exposed land nationally · 31st in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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