45 Shady Cir, Bartow, FL 33830 Property Records

Polk County property record for 45 Shady Cir, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 1963
Lot Size	0.265 acres (11,556 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jun 2019)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-06-386800-018190`

Property Details

APN / Parcel Number

Primary APN	`25-30-06-386800-018190`
Alternative APNs	`063025386800018190` `63025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	1,102 sqft
Flooring	Terrazzo
Interior Walls	Wood

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,556 sqft (0.265 acres)
Lot Dimensions	118 ft deep x 86 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	348 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	528 sqft
Patio Area	36 sqft

Location & Zoning

Street Address	45 SHADY CIR
City	BARTOW
State	FL
Zip	33830-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHLAND MANOR UNIT NO 6 PB 45 PG 47 BLK R LOT 19
Legal Range	25E
Legal Township	30S
Legal Section	06
Legal Subdivision	RICHLAND MANOR UNIT NO 6
Legal Tract	386800
Legal Block	R
Legal Lot Number	19
Legal Unit	6
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	4
Census Block	4008
Census Tract	15000

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SHADY CIR, BARTOW, FL 33830-3049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Mar 23, 2012 · Amount on Record
Deed Document Number	2019119006
Deed Book / Page	10868 / 1584
Prior Transfer Date	Jun 5, 2019
Prior Transfer Doc	0000119006
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 10, 2019
Property Address	45 SHADY CIR, BARTOW, FL 33830-3049
Document Number	0108681584
Book / Page	010868 / 001584
Instrument Date	Jun 5, 2019
Instrument	119006
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SHADY CIR BARTOW FL 338303049, BARTOW, FL 33830-3049

Mortgage

Document Number	108681586
Date	Jun 10, 2019
Book Page	010868/001586
Instrument	119007

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Bank
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,088 (+2.7%)	$228,580 (+1.43%) Land $24,000 Building $204,580
2025	$2,069.00 (-7.39%) Homeowner's exemption	$156,853 (+5.99%)	$225,354 (+2.1%) Land $24,000 Building $201,354
2023	$2,234.00 (+15.39%) Homeowner's exemption	$147,992 (+3%)	$220,726 (+11.26%) Land $23,000 Building $197,726
2022	$1,936.00 Homeowner's exemption	$143,682	$198,395 Land $19,000 Building $179,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20