45 Shadow Creek Cir, Austin, AR 72007 Property Records

Lonoke County property record for 45 Shadow Creek Cir, Austin, AR 72007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,106 sqft · built 2007
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Jan 2021)
Tax Bill	$1,570 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`712-00024-000`

Property Details

APN / Parcel Number

Primary APN	`712-00024-000`
Alternative APNs	`71007824000` `20913`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2007
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	71007824000
Street Address	45 SHADOW CREEK CIR
City	AUSTIN
State	AR
Zip	72007-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:24 CITY/MUNI/TWP:AUSTIN SUBD:SHADOW CREEK SEC/TWN/RNG/MER:SEC 08 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	08
Legal Subdivision	SHADOW CREEK
Legal Lot Number	24
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1012
Census Tract	20103

Owner

45 Shadow Creek Cir is owned and occupied by an individual who bought it in January 2021.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	45 SHADOW CREEK CIR, AUSTIN, AR 72007-9703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jul 6, 2020	Deed of Trust, Mortgage FREEDOM MTG
Oct 7, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Deed Document Number	2021-00803
Deed Book / Page	2021 / 803
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 19, 2021
Property Address	45 SHADOW CREEK CIR, AUSTIN, AR 72007-9703
Document Number	0000000803
Book / Page	2021 / 803
Instrument Date	Jan 12, 2021
Instrument	2021-00803
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	630 RIVERFRONT DR DRA 300, 630, NORTH LITTLE ROCK, AR 72114-5595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SHADY LN, CABOT, AR 72023-9449

Mortgage

Document Number	0202100804
Date	Jan 19, 2021
Instrument	2021-00804

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	45 SHADOW CREEK CIR, AUSTIN, AR 72007-9703
Document Number	0000007389
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 HUDSON BRANCH DR AUSTIN AR 720079719, AUSTIN, AR 72007-9719

Mortgage

Document Number	0000007389
Date	Jul 14, 2020
Instrument	7389

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 7, 2019
Property Address	45 SHADOW CREEK CIR, AUSTIN, AR 72007-9703
Document Number	0000010084
Instrument Date	Oct 3, 2019
Instrument	10084
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	155 HUDSON BRANCH DR AUSTIN AR 720079719, AUSTIN, AR 72007-9719

Mortgage

Document Number	10085
Date	Oct 7, 2019
Instrument	10085

Lender

Name	EAGLE BK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Austin City
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,680 Land $5,000 Building $35,680
2024	$1,570.00 (-3.86%)
2023	$1,633.00 Homeowner's exemption	$40,680 Land $5,000 Building $35,680	$203,400 Land $25,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Shadow Creek Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Shadow Creek Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUSTIN WATERWORKS serves 3,600 people · EPA ID AR0000346
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Also Mapped Here	WARD WATERWORKS
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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