45 Seton Ct, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 45 Seton Ct, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,614 sqft · built 2010
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Apr 2023)
Tax Bill	$19,004 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`109.13-3-10`

Property Details

APN / Parcel Number

Primary APN	`109.13-3-10`
Alternative APNs	`42001091300003061000` `264200 109.13-3-61`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,614 sqft Living Area
1st Floor Area	1,777 sqft
2nd Floor Area	1,180 sqft
Upper Floors Area	657 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	33,541 sqft (0.77 acres)
Lot Width	77 ft Width
Garage Type	Attached
Garage Area	1,059 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	521 sqft
Porch	Slab
Porch Area	77 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	109.13-3-10
Street Address	45 SETON CT
City	PENFIELD
State	NY
Zip	14526-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Block	3
Legal Lot Number	61.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2012
Census Tract	11504

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 SETON CT, PENFIELD, NY 14526-9791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jan 3, 2011 · Amount on Record
Deed Document Number	2023883
Deed Book / Page	12802 / 614
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 14, 2023
Property Address	45 SETON CT, PENFIELD, NY 14526-9791
Document Number	0000000883
Book / Page	12802 / 614
Map Reference	LB 323 PG 56
Instrument Date	Apr 14, 2023
Instrument	202304140883
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	FLOWER CITY ABS INC, FLOWER CITY ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 SETON CT, PENFIELD, NY 14526-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SETON CT, PENFIELD, NY 14526-9791

Mortgage

Document Number	0000000884
Date	Apr 14, 2023
Instrument	202304140884

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,004.00 (+5.23%)
2025	$18,060.00 (-0.14%)	$594,100 (+3.85%) Land $88,100 Building $506,000	$792,100 (+30.15%) Land $117,462 Building $674,638
2023		$572,100 (-) Land $88,100 Building $484,000	$608,600 (+6.38%) Land $93,721 Building $514,879
2022		$572,100 Land $88,100 Building $484,000	$572,100 Land $88,100 Building $484,000
2021	$18,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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