45 Seminary Sumrall Rd, Sumrall, MS 39482 Property Records

Covington County property record for 45 Seminary Sumrall Rd, Sumrall, MS 39482

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,422 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,100 (Jan 2008)
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`117036 01803`

Property Details

APN / Parcel Number

Primary APN	`117036 01803`
Alternative APN	`16369`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,422 sqft Adjusted Area
1st Floor Area	1,566 sqft
2nd Floor Area	1,323 sqft
Utility Area	1,728 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Pool Area	1,328 sqft
Utility Building	1,728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	16369
Street Address	45 SEMINARY SUMRALL RD
City	SUMRALL
State	MS
Zip	39482-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC W OF & ADJ TO SEMINARY SUMRALL RD IN S2 SEC B 0353 P 0205 04/07/2022
Legal Range	16W
Legal Township	06N
Legal Section	36
Jurisdiction	COVINGTON MS
Township / Civil Division	2
Census Block Group	1
Census Block	1036
Census Tract	950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Deed of Trust, Mortgage GRAND BANK FOR SAVINGS FSB
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage GRAND BANK FOR SAVINGS FSB
Apr 7, 2022	Warranty Deed, Transfer HOME LAND TITLE
Aug 9, 2018	Warranty Deed, Transfer
Mar 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2008 · Amount on Record
Deed Sale	Jan 22, 2008 · Amount on Record
Deed Book / Page	272 / 607
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000752/104
Date	Aug 9, 2018
Book Page	752/104
Instrument	1056452

Lender

Name	GRAND BANK FOR SAVINGS FSB
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	HOME LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443

Mortgage

Document Number	000800/567
Date	Apr 7, 2022
Book Page	800/567

Lender

Name	GRAND BANK FOR SAVINGS FSB
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Apr 7, 2022
Property Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443
Document Number	000353/205
Book / Page	353 / 205
Instrument Date	Feb 11, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	HOME LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 KEYWOOD CIR, FLOWOOD, MS 39232-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Aug 9, 2018
Property Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443
Document Number	000332/402
Book / Page	332 / 402
Instrument Date	Aug 6, 2018
Instrument	1056436
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16434, HATTIESBURG, MS 39404-6434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Mar 15, 2017
Property Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443
Document Number	000323/331
Book / Page	323 / 331
Instrument Date	Mar 10, 2017
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SEMINARY SUMRALL RD, SUMRALL, MS 39482-5443

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,119.00 (+8.06%) Disabled Person's exemption	$25,190 (-0.01%)
2024		$25,192 (-0.01%)	$251,750 (%) Land $8,790 Building $242,960
2023		$25,194 (-0.01%)	$251,760 (-0.01%) Land $8,800 Building $242,960
2022	$1,961.00 (+24.27%) Disabled Person's exemption	$25,196	$251,790 Land $8,830 Building $242,960
2019	$1,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 84% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people · EPA ID MS0370011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

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