45 Sea Crest Dr, Chula Vista, CA 91910 Property Records

San Diego County property record for 45 Sea Crest Dr, Chula Vista, CA 91910

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,785 sqft · built 2017
Lot Size	4.41 acres (192,405 sqft)
Owner	2 Individual Names on File
Last Sale	$442,000 (Sep 2017)
Tax Bill	$5,868 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`565-290-47-02`

Property Details

APN / Parcel Number

Primary APN	`565-290-47-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,785 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	192,405 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 SEA CREST DR
City	CHULA VISTA
State	CA
Zip	91910-1432
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	PAR 1 US 14 PER DOC17-0213182&UND INT IN TR PM21395
Legal Subdivision	PHASE 1
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	12502

Owner

45 Sea Crest Dr, a condominium, is owned by two individuals who bought it in September 2017.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31094 BRANCHES CIR, WINCHESTER, CA 92596-7508
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Deed Document Number	2017450697
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	45 SEA CREST DR, CHULA VISTA, CA 91910-1432
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SEA CREST DR, CHULA VISTA, CA 91910-1432

Mortgage

Document Number	0000374167
Date	May 17, 2021
Instrument	2021-0374167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	45 SEA CREST DR, CHULA VISTA, CA 91910-1432
Document Number	0000276997
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45 SEA CREST DR CHULA VISTA CA 919101432, CHULA VISTA, CA 91910-1432

Mortgage

Document Number	0000276997
Date	Jun 1, 2020
Instrument	276997

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sea Crest Dr was $5,868.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$501,323 (+2%) Land $214,706 Building $286,617
2025	$5,868.00	$491,495 Land $210,497 Building $280,998
2023	$5,586.00 (+2.95%)	$472,412 Land $202,324 Building $270,088
2022	$5,426.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Sea Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Sea Crest Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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