Martin County property record for 45 SE Ethan Ter, Stuart, FL 34997 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,060 sqft · built 2012 |
| Lot Size | 0.508 acres (22,172 sqft) |
| Owner | Individual Name on File |
| Last Sale | $657,000 (Nov 2020) |
| Tax Bill | $13,444 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493128 |
| Primary APN | 493128 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,060 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 22,172 sqft (0.508 acres) |
| Garage Type | Attached |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 463 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 493128 |
|---|---|
| Street Address | 45 SE ETHAN TER |
| City | STUART |
| State | FL |
| Zip | 34997-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 PLAT 1 TRES BELLE PUD (PB 16 PG 4) |
| Legal Range | 41E |
| Legal Township | 39S |
| Legal Section | 04 |
| Legal Subdivision | TRES BELLE |
| Legal Lot Number | 16 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1108 |
Source: Martin County records · APN 493128
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| Nov 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2020 · Amount on Record |
| Deed Sale | Nov 03, 2020 · Amount on Record |
| Prior Sale | Apr 24, 2013 · Amount on Record |
| Deed Document Number | 0031701757 |
| Deed Book / Page | 3170 / 1757 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0033511108 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 3351/1108 |
| Instrument | 2994575 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 03, 2020 |
| Property Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0031701757 |
| Book / Page | 3170 / 1757 |
| Map Reference | MB 16 PG 4 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 2847695 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | OMEGA TITLE FLORIDA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,599.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 HERITAGE DR # 446, 601, JUPITER, FL 33458-2777 |
| Name | Verified Name |
|---|---|
| Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0031701760 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | 3170/1760 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0030551776 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 601 HERITAGE DR #446 JUPITER FL 334582777, 446, JUPITER, FL 33458-2777 |
| Document Number | 0030551776 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 003055/001776 |
| Instrument | 2751759 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | FORT LAUDERDALE, FL 33334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 29, 2022 |
| Rate | 10% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 45 SE ETHAN TER, STUART, FL 34997-2827 |
| Document Number | 0030042824 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 601 HERITAGE DR #446 JUPITER FL 334582777, 446, JUPITER, FL 33458-2777 |
| Document Number | 0030042824 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 003004/002824 |
| Instrument | 2705894 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | FORT LAUDERDALE, FL 33334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 17, 2021 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826,292 (+21%) | $921,400 (+2.88%) Land $275,000 Building $646,400 | |
| 2024 | $13,444.00 (+2.85%) | ||
| 2023 | $13,071.00 (+15.88%) | $682,887 (+1%) | $895,570 (+25.79%) Land $275,000 Building $620,570 |
| 2022 | $11,280.00 | $620,807 | $711,940 Land $208,080 Building $503,860 |
Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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