45 Scott Ter, Ludlow, VT 05149 Property Records

Plymouth Town property record for 45 Scott Ter, Ludlow, VT 05149

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 2,414 sqft · built 1980
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$459,000 (Oct 2012)
Tax Bill$10,720 (2025)
Flood ZoneZone X (minimal risk)
APN486-153-10918

Property Details

APN / Parcel Number

Primary APN486-153-10918
Alternative APNs
  • (153) 000172
  • M:000172

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,414 sqft Living Area
Basement Area999 sqft
Unfinished Basement999 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area20,038 sqft (0.46 acres)
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Street Address45 SCOTT TER
CityLUDLOW
StateVT
Zip05149-9602
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description2 FAM-.46 AC
JurisdictionPLYMOUTH VT
Township / Civil DivisionPLYMOUTH
Census Block Group2
Census Block2036
Census Tract965901

Owner

Source: Plymouth Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 FINCH LN, GUILFORD, CT 06437-1092
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2012 · Amount on Record
Deed SaleOct 1, 2012 · Amount on Record
Deed Document Number201212271136741015
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Plymouth Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionPlymouth Town
Unified School DistrictMountain Views Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$10,720.00 (-12.84%)$424,530 (-) Land $240,460 Building $184,070
2024$12,299.00$424,530 Land $240,460 Building $184,070

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims8 (2011–2023)
Claims Outside the SFHA2 of 8
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scott Ter

Nearby Streets

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