York County property record for 45 School St, York, PA 17402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,491 sqft · built 1920 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,900 (Jul 2019) |
| Tax Bill | $2,970 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-000-02-0097.00-00000 |
| Primary APN | 54-000-02-0097.00-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,491 sqft Living Area |
| 1st Floor Area | 763 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Lot Area | 5,401 sqft (0.124 acres) |
| Porch | Porch |
| Porch Area | 76 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 SCHOOL ST |
|---|---|
| City | YORK |
| State | PA |
| Zip | 17402-4954 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Jurisdiction | YORK PA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 22802 |
Source: York County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 SCHOOL ST, YORK, PA 17402-4954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Aug 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 26, 2019 | Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2019 · Amount on Record |
| Deed Sale | Jul 26, 2019 · Amount on Record |
| Prior Sale | Jan 22, 2004 · Amount on Record |
| Deed Document Number | 201931967 |
| Deed Book / Page | 2528 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 45 SCHOOL ST, YORK, PA 17402-4954 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | WEST COAST ABSTRACT, EAST COAST ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000062793 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 2684/5647 |
| Instrument | 2021062793 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK PA |
| Property Address | 45 SCHOOL ST, YORK, PA 17402-4954 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032271 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 2528/2340 |
| Instrument | 2019032271 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15238 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Aug 25, 2020 |
| Property Address | 45 SCHOOL ST, YORK, PA 17402-4954 |
| Document Number | 0000039633 |
| Book / Page | 002591 / 007880 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 39633 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 SCHOOL ST YORK PA 174024954, YORK, PA 17402-4954 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK PA |
| Recording Date | Jul 26, 2019 |
| Property Address | 45 SCHOOL ST, YORK, PA 17402-4954 |
| Document Number | 0000031967 |
| Book / Page | 2528 / 0001 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 2019031967 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 45 SCHOOL ST, YORK, PA 17402-4954 |
| Document Number | 0000031968 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019031968 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: York County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | York County |
| County Subdivision | York Township |
| Unified School District | Dallastown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,970.00 (+4.1%) | $84,360 (-) Land $27,370 Building $56,990 | |
| 2024 | $2,853.00 | $84,360 Land $27,370 Building $56,990 | |
| 2006 | $84,360 Land $27,370 Building $56,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK WATER CO private · serves 206,762 people · EPA ID PA7670100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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