45 School St, Berlin, CT 06037 Property Records

Berlin Town property record for 45 School St, Berlin, CT 06037

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,314 sqft · built 1925
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$48,000 (Feb 1978)
Tax Bill$7,065 (2025)
Deeds & MortgagesMar 2025 Refinance
Flood ZoneZone X (minimal risk)
APNBERL M:16-1 B:86 L:15

Property Details

APN / Parcel Number

Primary APNBERL M:16-1 B:86 L:15
Alternative APNs
  • BRLN M:16-1 B:86 L:15
  • 1052070
  • 052070

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,314 sqft Living Area
Gross Area4,728 sqft
1st Floor Area1,588 sqft
AtticAttic
Attic Area248 sqft
Basement Area1,588 sqft
Unfinished Basement1,588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1052070
Street Address45 SCHOOL ST
CityBERLIN
StateCT
Zip06037-3162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-11
Legal Block86
Legal Lot Number15
JurisdictionBERLIN CT
Township / Civil DivisionBERLIN
Census Block Group1
Census Block1050
Census Tract400102

Owner

45 School St is owned and occupied by two individuals who bought it in February 1978.

Source: Berlin Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address45 SCHOOL ST, BERLIN, CT 06037-3162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 1978 · Amount on File
Deed SaleFeb 27, 1978 · Amount on File
Deed Book / Page201 / 335
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERLIN CT
Property Address45 SCHOOL ST, BERLIN, CT 06037-3162
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00833-1116
DateMar 31, 2025
Book Page833/1116
Instrument2133230023
Lender
NameCONN POSTAL FED CU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueApr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 45 School St was $7,065.

Source: Berlin Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionBerlin Town
Unified School DistrictBerlin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,065.00$230,500 Land $84,100 Building $146,400$161,350 Land $58,870 Building $102,480
2024$7,065.00 (+3.68%)
2023$6,814.00 (+11.32%)$230,500 (+29.2%) Land $84,100 Building $146,400
2022$6,121.00$178,400 Land $69,500 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 School St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORTHINGTON FIRE DISTRICT
serves 2,875 people · EPA ID CT0070031
Water SourcePurchased surface water from BERLIN WATER CONTROL COMMISSION
Last State InspectionNov 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

Nearby Properties on School St

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