Putnam Town property record for 45 Sayle Ave, Putnam, CT 06260
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1978 |
| Lot Size | 8.6 acres (374,616 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $92,500 (Jun 2001) |
| Tax Bill | $4,178 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:104 B:007 L:00 |
| Primary APN | M:104 B:007 L:00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 856 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 374,616 sqft (8.6 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1945 |
|---|---|
| Street Address | 45 SAYLE AVE |
| City | PUTNAM |
| State | CT |
| Zip | 06260-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 |
| Legal Lot Number | 17 |
| Jurisdiction | PUTNAM CT |
| Township / Civil Division | PUTNAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 903200 |
Source: Putnam Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 SAYLE AVE, PUTNAM, CT 06260-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · ARM CHARTER OAK FCU |
| Aug 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2001 · Amount on Record |
| Deed Sale | Jun 5, 2001 · Amount on Record |
| Deed Book / Page | 377 / 51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 45 SAYLE AVE, PUTNAM, CT 06260-2418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000850-708 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 850/708 |
| Instrument | 821 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Jun 1, 2032 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM CT |
| Property Address | 45 SAYLE AVE, PUTNAM, CT 06260-2418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 843-703 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 843/703 |
| Instrument | 1623 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
Source: Putnam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Putnam Town |
| Unified School District | Putnam School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,178.00 | $216,500 (+56.66%) Land $44,700 Building $171,800 | $151,550 Land $31,290 Building $120,260 |
| 2024 | $4,178.00 (+26.03%) | ||
| 2023 | $3,315.00 (+4.81%) | $138,200 (-) Land $32,300 Building $105,900 | |
| 2022 | $3,163.00 | $138,200 Land $32,300 Building $105,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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