45 Saxon Rd, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 45 Saxon Rd, Worcester, MA 01602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1942
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,000 (Apr 2018)
Tax Bill	$5,428 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-004-00105`

Property Details

APN / Parcel Number

Primary APN	`43-004-00105`
Alternative APN	`WORC M:43 B:004 L:00105`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	720 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	43-004-00105
Street Address	45 SAXON RD
City	WORCESTER
State	MA
Zip	01602-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Block	4
Legal Lot Number	105
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3004
Census Tract	730801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 SAXON RD, WORCESTER, MA 01602-1544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 25, 2018	Quit Claim Deed, Transfer · FHA Mortgage BLUE HILLS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on Record
Deed Sale	Apr 25, 2018 · Amount on Record
Prior Sale	Mar 26, 2012 · Amount on Record
Deed Book / Page	58709 / 222
Transfer Doc	058709-222
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 SAXON RD, WORCESTER, MA 01602-1544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072553-160
Date	Sep 18, 2025
Book Page	72553/160
Instrument	80142

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 SAXON RD, WORCESTER, MA 01602-1544
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066021-23
Date	Sep 9, 2021
Book Page	66021/23
Instrument	126568

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	45 SAXON RD, WORCESTER, MA 01602-1544
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66021-23
Date	Sep 9, 2021
Book Page	66021/23
Instrument	126568

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 25, 2018
Property Address	45 SAXON RD, WORCESTER, MA 01602-1544
Document Number	58709-222
Book / Page	58709 / 222
Instrument	38616
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SAXON RD, WORCESTER, MA 01602-1544

Mortgage

Document Number	587090225
Date	Apr 25, 2018
Instrument	58709/0225

Lender

Name	BLUE HILLS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,428.00 (+2.96%)	$408,700 (+2.25%) Land $128,700 Building $280,000	$487,765 (+4.76%)
2025	$5,272.00 (+6.35%)	$399,700 (+15.62%) Land $122,600 Building $277,100	$465,595 (+2.17%)
2024			$455,715
2023	$4,957.00	$345,700 Land $105,500 Building $240,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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