East Lyme Town property record for 45 Saunders Dr, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 26,117 sqft (0.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $338,000 (1996) |
| Tax Bill | $21,642.00 (2025) |
| Primary APN | ELYM M:22.14 B:00059 L:00000 |
|---|---|
| Alternative APN |
|
| Lot Area | 26,117 sqft (0.6 acres) |
|---|---|
| Total Buildings | 2 Total Buildings |
| Cooling System | HVAC Cooling |
|---|
| Account Number | 5526 |
|---|---|
| Street Address | 45 SAUNDERS DR |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2710 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 59 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 870701 |
Source: East Lyme Town records · APN ELYM M:22.14 B:00059 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SAUNDERS DR, NIANTIC, CT 06357-2710 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Al (and Others) - Vendor Data Only |
| Date | Document |
|---|---|
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit WEBSTER BANK |
| Sep 11, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance WEBSTER BANK |
| Oct 13, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance WEBSTER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 1996 · Amount on Record |
| Deed Sale | Jan 31, 1996 · Amount on Record |
| Deed Book / Page | 403 / 119 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 45 SAUNDERS DR, NIANTIC, CT 06357-2710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1040-33 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 1040/33 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 45 SAUNDERS DR, NIANTIC, CT 06357-2710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1037-803 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 1037/803 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 45 SAUNDERS DR, NIANTIC, CT 06357-2710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1040-26 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 1040/26 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2030 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,642.00 | $772,660 (-) Land $444,710 Building $327,950 | $540,862 Land $311,297 Building $229,565 |
| 2024 | $21,642.00 (+12.58%) | ||
| 2023 | $19,224.00 (+4.36%) | $772,660 (-) Land $444,710 Building $327,950 | |
| 2022 | $18,420.00 | $772,660 Land $444,710 Building $327,950 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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