45 Sarah Ave, Springfield, IL 62703 Property Records

Sangamon County property record for 45 Sarah Ave, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.269 acres (11,731 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2013)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-27.0-429-001`

Property Details

APN / Parcel Number

Primary APN	`22-27.0-429-001`
Alternative APN	`22270429001 (CHECK DIGIT = 5)`

Exterior

Lot Area	11,731 sqft (0.269 acres)

Location & Zoning

Account Number	22270429001
Street Address	45 SARAH AVE
City	SPRINGFIELD
State	IL
Zip	62703-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYDE PARK 3RD ADDN LOT 78
Legal Subdivision	HYDE PARK 3RD ADD
Legal Lot Number	78
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3030
Census Tract	3000

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Nov 30, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST MIDWEST BANK
Sep 23, 2013	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK
Jul 18, 2006	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2013 · Amount on Record
Deed Sale	Sep 23, 2013 · Amount on Record
Prior Sale	Jul 18, 2006 · Amount on Record
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R21708
Date	Oct 7, 2019
Instrument	2019R21708

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2010R46657
Date	Nov 30, 2010
Instrument	2010R46657

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2020

Interest

Rate Type	Fixed Rate

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 23, 2013
Property Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334
Document Number	2013R31206
Instrument Date	Sep 9, 2013
Instrument	2013R31206
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334

Mortgage

Document Number	2013R31207
Date	Sep 23, 2013
Instrument	2013R31207

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.13%

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 18, 2006
Property Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334
Document Number	2006R27009
Instrument Date	Jul 14, 2006
Instrument	2006R27009
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SARAH AVE, SPRINGFIELD, IL 62703-5334
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R27010
Date	Jul 18, 2006
Instrument	2006R27010

Lender

Name	FIRST MIDWEST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (+14.45%)	$79,238 (+24.7%) Land $12,631 Building $66,607	$237,714 (+24.7%) Land $37,893 Building $199,821
2022	$4,498.00 Homeowner's exemption	$63,545 Land $10,206 Building $53,339	$190,635 Land $30,618 Building $160,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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