Saginaw County property record for 45 Sandra Ct, Saginaw, MI 48602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,144 sqft · built 1961 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $115,000 (Aug 2016) |
| Tax Bill | $4,358 (2025) |
| Deeds & Mortgages | May 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-80-0-86-9000-000 |
| Primary APN | 91-80-0-86-9000-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 2,144 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Exterior Material | Combination |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 353 ft deep x 212 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 296 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 45 SANDRA CT |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48602-1840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | A TRIANGULAR PORTION OF LAND IN S.W.CORNER OF LOT 8,SANDRA COURT,DESCRIBED AS FOLLOWS. COMG.AT S.W.CORNER OF SAID LOT |
| Legal Subdivision | SANDRA COURT |
| Legal Lot Number | 10,8-9 |
| Legal Unit | 10,8-9 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1400 |
45 Sandra Ct is owned by a company that bought it in August 2016.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3689 FASHION SQUARE BLVD, 1, SAGINAW, MI 48603-2457 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2016 · Amount on File |
| Deed Sale | Aug 24, 2016 · Amount on File |
| Prior Sale | Jun 25, 2014 · Amount on File |
| Deed Document Number | 201622646 |
| Deed Book / Page | 2869 / 113 |
| Prior Transfer Date | Jun 6, 1994 |
| Prior Transfer Doc | 1908000570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 45 SANDRA CT, SAGINAW, MI 48602-1840 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015589 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018015589 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Sandra Ct was $4,358.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,300 | $220,600 | |
| 2025 | $4,358.00 | ||
| 2023 | $74,200 | $148,400 | |
| 2022 | $3,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Sandra Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Sandra Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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