45 Sandpiper Strand, Coronado, CA 92118 Property Records

San Diego County property record for 45 Sandpiper Strand, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,435 sqft · built 2008
Lot Size	0.99 acres (4,316 sqft)
Owner	Individual Name on File
Last Sale	$2,850,000 (Oct 2020)
Tax Bill	$33,569 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jan 2024 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`615-082-06-00`

Property Details

APN / Parcel Number

Primary APN	`615-082-06-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,435 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	4,316 sqft (0.99 acres)
View / Lot	Bay
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 SANDPIPER STRAND
City	CORONADO
State	CA
Zip	92118-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 182 TR 006182
Legal Subdivision	CORONADO CAYS
Legal Tract	006182
Legal Block	1
Legal Lot Number	182
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	10601

Owner

45 Sandpiper Strand is owned by an individual who bought it in October 2020.

Source: San Diego County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2498 ROLL DR, 708, SAN DIEGO, CA 92154-7279
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANCORP FUNDING INC
Jan 26, 2024	Deed of Trust, Mortgage · Construction Mortgage OAKHURST INCOME FUND I LP
Jan 29, 2024	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 16, 2020	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on File
Deed Sale	Oct 16, 2020 · Amount on File
Prior Sale	Apr 29, 2013 · Amount on File
Deed Document Number	2020631984
Prior Transfer Date	Mar 26, 1995
Prior Transfer Doc	0000201881
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	45 SANDPIPER STRAND, CORONADO, CA 92118-3211
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 F AVE, CORONADO, CA 92118-2817

Mortgage

Document Number	0000046896
Date	Feb 20, 2026
Instrument	2026-0046896

Lender

Name	FIDELITY BANCORP FUNDING INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	21 Months
Due	Nov 1, 2027

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	45 SANDPIPER STRAND, CORONADO, CA 92118-3211
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022676
Date	Jan 26, 2024
Instrument	2024-0022676

Lender

Name	OAKHURST INCOME FUND I LP
Type	Non-Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2024
Property Address	45 SANDPIPER STRAND, CORONADO, CA 92118-3211
Document Number	0000023235
Map Reference	MAP 6182
Instrument Date	Jan 19, 2024
Instrument	2024-0023235
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2498 ROLL DR # 708, 708, SAN DIEGO, CA 92154-7279

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2020
Property Address	45 SANDPIPER STRAND, CORONADO, CA 92118-3211
Document Number	0000631984
Map Reference	MAP 6182
Instrument Date	Sep 21, 2020
Instrument	2020-0631984
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 SANDPIPER STRAND, CORONADO, CA 92118-3211

Mortgage

Document Number	0000631985
Date	Oct 16, 2020
Instrument	2020-0631985

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sandpiper Strand was $33,569.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,188,244 (+2%) Land $2,208,161 Building $980,083
2025	$33,569.00	$3,125,730 Land $2,164,864 Building $960,866
2023	$31,845.00 (+1.95%)	$2,965,140 Land $2,080,800 Building $884,340
2022	$31,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Sandpiper Strand in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1993–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Sandpiper Strand has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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