45 Sanborn Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 45 Sanborn Ln, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,790 sqft · built 1985
Lot Size	0.459 acres (19,998 sqft)
Owner	Trust Name on Record
Last Sale	$600,000 (Mar 2013)
Tax Bill	$13,807 (2026)
Deeds & Mortgages	Mar 2022 Transfer Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:056.0-0000-0074.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:056.0-0000-0074.0`
Alternative APNs	`M:056.0=0000=0074.0` `2360000000280` `2360000000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	4,761 sqft
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2360000000280
Street Address	45 SANBORN LN
City	READING
State	MA
Zip	01867-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3002
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	45 SANBORN LN, READING, MA 01867-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2013 · Amount on Record
Deed Sale	Mar 22, 2013 · Amount on Record
Deed Book / Page	61451 / 366
Last Transfer Date	Feb 18, 2022
Transfer Doc	079853-439
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 21, 2022
Property Address	45 SANBORN LN, READING, MA 01867-1010
Document Number	079853-439
Book / Page	79853 / 439
Instrument Date	Feb 18, 2022
Instrument	42253
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SANBORN LN, READING, MA 01867-1010

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	45 SANBORN LN, READING, MA 01867-1010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74808-442
Date	Jun 3, 2020
Book Page	74808/442
Instrument	84817

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jan 21, 2020
Property Address	45 SANBORN LN, READING, MA 01867-1010
Document Number	74013-206
Book / Page	074013 / 000206
Instrument Date	Jan 9, 2020
Instrument	8955
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SANBORN LN READING MA 018671010, READING, MA 01867-1010

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,807.00 (+0.88%)	$1,259,800 (+4.83%) Land $623,800 Building $627,300	$1,336,626 (+18.64%)
2025	$13,687.00 (-1.21%)	$1,201,700 (+1.65%) Land $594,800 Building $606,900	$1,126,605 (+4.66%)
2024	$13,855.00 (+6.14%)	$1,182,200 (+14.02%) Land $585,100 Building $597,100	$1,076,445
2023	$13,053.00	$1,036,800 Land $512,600 Building $524,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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