45 San Marco Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 45 San Marco Ave, Saint Augustine, FL 32084

Property Summary

Property TypeRestaurant
Details5,153 sqft · built 1904
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (Feb 2026)
Tax Bill$18,135 (2025)
Deeds & MortgagesFeb 2026 Sale & Line of Credit
Sep 2020 Transfer
Flood ZoneZone AE (high risk)
APN194810-0000

Property Details

APN / Parcel Number

Primary APN194810-0000

Interior

Plumbing Fixtures16 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area5,153 sqft Gross Area
1st Floor Area3,159 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Foundation TypePier/Post & Beam
Roof TypeFlat
Roof MaterialMetal
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions170 ft deep x 55 ft wide
PorchFinished Screened Porch
Porch Area405 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 SAN MARCO AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-3276
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionCITY OF ST AUGUSTINE ABBOTT TRACT LOT 5 BLK D OR6306/1800
Legal Range30E
Legal Township07S
Legal Section18
Legal SubdivisionABBOTT TRACT
Legal BlockD
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2074
Census Tract20200

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address108 SPARTINA AVE, SAINT AUGUSTINE, FL 32080-5385
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer · Line of Credit
CLIMATE FIRST BANK
Sep 15, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleJun 19, 2015 · Amount on Record
Deed Document Number202613201
Deed Book / Page6306 / 1800
Prior Transfer DateFeb 23, 2017
Prior Transfer Doc0050421977
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 18, 2026
Property Address45 SAN MARCO AVE, SAINT AUGUSTINE, FL 32084-3276
Document Number0063061800
Book / Page6306 / 1800
Instrument DateFeb 12, 2026
Instrument2026013201
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2460 OLD MOULTRIE RD STE 1, 1, ST AUGUSTINE, FL 32086-4198

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 SPARTINA AVE, ANASTASIA ISLAND, FL 32080-5385

Mortgage

Document Number0063061832
DateFeb 18, 2026
Instrument6306/1832
Lender
NameCLIMATE FIRST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateSep 15, 2020
Property Address45 SAN MARCO AVE, SAINT AUGUSTINE, FL 32084-3276
Document Number0050421977
Book / Page005042 / 001977
Instrument DateFeb 23, 2017
Instrument78823
Transaction TypeTransfer
Record UpdatedOct 8, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 ARRICOLA AVE ST AUGUSTINE FL 320804515, ST AUGUSTINE, FL 32080-4515

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$934,248 (-3.91%)$1,016,033 (+4.5%) Land $433,350 Building $582,683
2025$18,135.00 (+13.17%)$972,300 (+7.92%)$972,300 (+7.92%) Land $433,350 Building $538,950
2024$16,024.00 (+6.27%)
2023$15,078.00 (+17.88%)$900,954 (+41.19%)$900,954 (+41.19%) Land $433,350 Building $467,604
2022$12,791.00$638,104$638,104 Land $303,345 Building $334,759

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 351 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies359 units insured
incl. 8 condo units
Nearby Flood Claims217 (1979–2024)
Claims Outside the SFHA9 of 217
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 53 claims
  • Hurricane Matthew, Oct 2016 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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