45 Saint Johns Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 45 Saint Johns Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,701 sqft · built 1974
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Sep 2020)
Tax Bill	$19,016 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E180099`

Property Details

APN / Parcel Number

Primary APN	`E180099`
Alternative APN	`RIDG M:E18 B:0099`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,701 sqft Living Area
Basement Area	2,146 sqft
Unfinished Basement	2,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	E180099
Street Address	45 SAINT JOHNS RD
City	RIDGEFIELD
State	CT
Zip	06877-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	99
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2009
Census Tract	245400

Owner

45 Saint Johns Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 SAINT JOHNS RD, RIDGEFIELD, CT 06877-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Deed Book / Page	1100 / 991
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	45 SAINT JOHNS RD, RIDGEFIELD, CT 06877-5523
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1134-475
Date	Nov 22, 2021
Book Page	1134/475

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	45 SAINT JOHNS RD, RIDGEFIELD, CT 06877-5523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1106-745
Date	Dec 3, 2020
Book Page	1106/745

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Sep 28, 2020
Property Address	45 SAINT JOHNS RD, RIDGEFIELD, CT 06877-5523
Document Number	1100-991
Book / Page	1100 / 991
Instrument Date	Sep 19, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1100993
Date	Sep 28, 2020
Instrument	1100/993

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Saint Johns Rd was $19,016.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,016.00	$694,260 Land $315,000 Building $379,260	$485,982 Land $220,500 Building $265,482
2024	$19,016.00 (+17.34%)
2023	$16,206.00 (+5.65%)	$627,900 (+16.37%) Land $315,000 Building $312,900
2022	$15,340.00	$539,580 Land $227,500 Building $312,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Saint Johns Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Saint Johns Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-RIDGEFIELD private · serves 7,476 people · EPA ID CT1180011
Water Source	Purchased surface water from AQUARION-EASTERN FAIRFIELD COUNTY
Last State Inspection	Jul 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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