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45 Saint Barts Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 45 Saint Barts Ave, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,028 sqft · built 2019
Lot Size0.18 acres (7,840 sqft)
OwnerIndividual Name on File
Last Sale$685,000 (Jul 2026)
Tax Bill$9,922 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2024 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN161252-0150

Property Details

APN / Parcel Number

Primary APN161252-0150

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,028 sqft Living Area
Gross Area2,628 sqft
1st Floor Area1,128 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 SAINT BARTS AVE
CitySAINT AUGUSTINE
StateFL
Zip32080-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93/18-25 ANTIGUA PHASE ONE LOT 15 OR5523/1360 & 5894/1216
Legal Range30E
Legal Township07S
Legal Section29
Legal SubdivisionANTIGUA PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2041
Census Tract21408

Owner

Source: St. Johns County records · APN 161252-0150

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CREDIT UNION
Feb 01, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 25, 2022Warranty Deed, Transfer · VA Mortgage
ARMED FORCES BANK NA
Oct 18, 2019Warranty Deed, Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleMar 25, 2022 · Amount on Record
Deed Document Number202665689
Deed Book / Page6412 / 913
Prior Transfer DateJan 25, 2024
Prior Transfer Doc0058941216
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 31, 2026
Property Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206
Document Number0000065689
Book / Page6412 / 913
Instrument DateJul 31, 2026
Instrument202665689
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyACTION TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$484,295.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206

Mortgage

Document Number0000065690,
DateJul 31, 2026
Book Page6412/915
Instrument202665690
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2041
Interest
Rate TypeFixed Rate
Rate5.81%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 01, 2024
Property Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206
Document Number0058941216
Book / Page5894 / 1216
Map ReferenceMB 93 PG 18-25
Instrument DateJan 25, 2024
Instrument2024008230
Transaction TypeTransfer
Record UpdatedFeb 15, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 25, 2022
Property Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206
Document Number0055231360
Book / Page5523 / 1360
Map ReferenceMB 93 PG 18-25
Instrument DateMar 24, 2022
Instrument2022031785
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address665 W MARINA COVE DR APT 366, 366, SAINT AUGUSTINE, FL 32080-6233

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206

Mortgage

Document Number0055231362
DateMar 25, 2022
Instrument5523/1362
Lender
NameARMED FORCES BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 18, 2019
Property Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206
Document Number0048150914
Book / Page4815 / 0914
Map ReferenceMB 93 PG 18-25
Instrument DateSep 27, 2019
Instrument2019077696
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,884.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 SAINT BARTS AVE, SAINT AUGUSTINE, FL 32080-6206

Mortgage

Document Number0004815916
DateOct 18, 2019
Instrument4815/916
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$559,146 (+2.7%) Land $150,000 Building $409,146$559,146 (+2.58%) Land $150,000 Building $409,146
2025$9,922.00 (+7.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$544,461 (-0.99%)$545,095 (-0.88%) Land $150,000 Building $395,095
2024$9,211.00 (-4.74%)
2023$9,669.00 (+119.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$549,924 (+106.99%)$549,924 (+22.52%) Land $150,000 Building $399,924
2022$4,402.00 Homeowner's exemption$265,683$448,860 Land $123,200 Building $325,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies293 in force
Nearby Flood Claims4 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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