45 S State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 45 S State St, Concord, NH 03301

Property Summary

Property Type	Manufacturing (Light)
Details	2 ba · 4,037 sqft · built 1860
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Oct 2009)
Tax Bill	$8,879 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:7413Z B:3`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:7413Z B:3`
Alternative APN	`M:34 B:2 L:1`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,037 sqft Total Area
Gross Area	8,454 sqft
1st Floor Area	3,038 sqft
Attic	Attic
Attic Area	2,338 sqft
Basement Area	2,338 sqft
Unfinished Basement	348 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	45 S STATE ST
City	CONCORD
State	NH
Zip	03301-3729
Property Category	Industrial
Property Type	Industrial > Manufacturing (Light)
Local Zoning Code	CBP
Legal Block	3
Legal Lot Number	1
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2012
Census Tract	32200

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	272 CROSS RD, PEMBROKE, NH 03275-2906
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2009 · Amount on Record
Deed Sale	Oct 7, 2009 · Amount on Record
Deed Book / Page	3158 / 1953
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	45 S STATE ST, CONCORD, NH 03301-3729
Document Number	0036010548
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 S MAIN ST CONCORD NH 033014822, CONCORD, NH 03301-4822

Mortgage

Document Number	0036010548
Date	Jul 16, 2018
Book Page	003601/000548
Instrument	12254

Lender

Name	BANK OF NH
Type	Bank
Address	LACONIA, NH 03246

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,879.00 (+8.39%)	$305,000 (-) Land $77,800 Building $227,200
2023	$8,192.00 (+3.75%)	$305,000 (-) Land $77,800 Building $227,200
2022	$7,896.00	$305,000 Land $77,800 Building $227,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20