45 S Franklin St, Delaware, OH 43015 Property Records

Delaware County property record for 45 S Franklin St, Delaware, OH 43015

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 1 ba · 576 sqft · built 1901
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2025)
Tax Bill	$1,235 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`519-433-01-015-000`

Property Details

APN / Parcel Number

Primary APN	`519-433-01-015-000`
Alternative APN	`142030.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Total Area
1st Floor Area	576 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	55 ft deep x 38 ft wide
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	142030.00
Street Address	45 S FRANKLIN ST
City	DELAWARE
State	OH
Zip	43015-2306
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LOTS 229
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	229
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2030
Census Tract	10100

Owner

45 S Franklin St, a commercial property, is owned by an individual who bought it in July 2025.

Source: Delaware County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	655 METRO PL S STE 500, 500, DUBLIN, OH 43017-5372
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2025	Warranty Deed, Transfer · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Sep 12, 2024	Survivorship Deed, Transfer · Commercial Mortgage WEEE LLC
Sep 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Sep 12, 2024 · Amount on File
Deed Document Number	202500017513
Deed Book / Page	2170 / 1146
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 31, 2025
Property Address	45 S FRANKLIN ST, DELAWARE, OH 43015-2306
Document Number	0000017513
Book / Page	2170 / 1146
Map Reference	MB 2 PG 25
Instrument Date	Jul 19, 2025
Instrument	202500017513
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	NORWEST TITLE, NORTHWEST TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 METRO PL S STE 500, 500, DUBLIN, OH 43017-5372

Mortgage

Document Number	0000017514
Date	Jul 31, 2025
Instrument	202500017514

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

September 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 12, 2024
Property Address	45 S FRANKLIN ST, DELAWARE, OH 43015-2306
Document Number	0000019117
Book / Page	2111 / 1480
Map Reference	MB 2 PG 25
Instrument Date	Sep 4, 2024
Instrument	202400019117
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	NORTHWEST SELECT TITLE AGENCY, NORTHWEST SELECT TTL AGCY LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3812 MORNING DOVE CT, PORT SAINT LUCIE, FL 34952-3158

Mortgage

Document Number	0000019118
Date	Sep 12, 2024
Instrument	202400019118

Lender

Name	WEEE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 5, 2039

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 14, 2017
Property Address	45 S FRANKLIN ST, DELAWARE, OH 43015-2306
Document Number	0000026324
Book / Page	001527 / 000566
Instrument Date	May 22, 2017
Instrument	26324
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1191 RIVER RD OSTRANDER OH 430619720, OSTRANDER, OH 43061-9720

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,235.00 (+4.75%)	$21,220 (-) Land $5,850 Building $15,370
2023	$1,179.00	$21,220 Land $5,850 Building $15,370	$60,600 Land $16,700 Building $43,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 S Franklin St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 S Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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