Gladwin County property record for 45 S Elm St, Gladwin, MI 48624
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $416 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-430-018-013-00 |
| Primary APN | 110-430-018-013-00 |
|---|
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Lot Dimensions | 90 ft deep x 120 ft wide |
| Street Address | 45 S ELM ST |
|---|---|
| City | GLADWIN |
| State | MI |
| Zip | 48624-8451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 1E WOODLAND TERRACE ANNEX SUB BLK 18 LOTS 13- 14-15 |
| Legal Range | 1E |
| Legal Township | 18N |
| Legal Section | 43 |
| Legal Subdivision | WOODLAND TERRACE ANNEX SUB |
| Legal Block | 18 |
| Legal Lot Number | 13-15 |
| Jurisdiction | GLADWIN MI |
| Township / Civil Division | HAY |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 600 |
Source: Gladwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 45 S ELM ST, GLADWIN, MI 48624-8451 |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Gladwin County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gladwin County |
| County Subdivision | Hay Township |
| Unified School District | Gladwin Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,100 (+71.19%) Building $10,100 | $20,200 (+71.19%) Building $20,200 | |
| 2025 | $416.00 | ||
| 2023 | $5,900 | $11,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ISP Management.
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