45 S Beach Dr, Norwalk, CT 06853 Property Records

Norwalk City property record for 45 S Beach Dr, Norwalk, CT 06853

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 5,215 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$3,775,000 (Jul 2021)
Tax Bill	$65,953 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`D:6 B:36 L:41`

Property Details

APN / Parcel Number

Primary APN	`D:6 B:36 L:41`
Alternative APNs	`NORW M:6 B:36 L:41` `NWLK M:6 B:36 L:41` `28109`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,215 sqft Living Area
Gross Area	8,187 sqft
1st Floor Area	2,359 sqft
Attic	Attic
Attic Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	28109
Street Address	45 S BEACH DR
City	NORWALK
State	CT
Zip	06853-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	36
Legal Lot Number	41
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1054
Census Tract	44600

Owner

45 S Beach Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 S BEACH DR, NORWALK, CT 06853-1735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Aug 2, 1993 · Amount on File
Deed Document Number	20212021010375
Deed Book / Page	9293 / 40
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jul 27, 2021
Property Address	45 S BEACH DR, NORWALK, CT 06853-1735
Document Number	0009293-40
Book / Page	9293 / 40
Instrument Date	Jul 26, 2021
Instrument	2021010375
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2021010376
Date	Jul 27, 2021
Instrument	2021010376

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 S Beach Dr was $65,953, up 2.6% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$65,953.00 (+2.63%)	$2,869,760 (-) Land $1,572,170 Building $1,297,590	$5,372,767 (+167.46%)
2025	$64,260.00	$2,869,760 Land $1,572,170 Building $1,297,590	$2,008,832 Land $1,100,519 Building $908,313
2024	$64,260.00 (+31.98%)
2023	$48,688.00 (+4.32%)	$2,035,008 (%) Land $1,288,984 Building $746,024
2022	$46,674.00	$2,035,064 Land $1,289,040 Building $746,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 S Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 S Beach Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Beach Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures