45 S 86th St, Belleville, IL 62223 Property Records

St. Clair County property record for 45 S 86th St, Belleville, IL 62223

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1927
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2023)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more
APN	`07-02-0-203-011`

Property Details

APN / Parcel Number

Primary APN	`07-02-0-203-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1985
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	266 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	45 S 86TH ST
City	BELLEVILLE
State	IL
Zip	62223-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE 1ST ADD LOT/SEC-41 A02787207
Legal Subdivision	WOODSIDE 1ST ADD
Legal Block	203
Legal Lot Number	41
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	1
Census Block	1032
Census Tract	503211

Owner

45 S 86th St is owned and occupied by an individual who bought it in July 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	45 S 86TH ST, BELLEVILLE, IL 62223-1615
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jan 26, 2021	Warranty Deed, Transfer VETERANS UNITED HM LNS
May 10, 2017	Quit Claim Deed, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Jan 26, 2021 · Amount on File
Deed Document Number	20232787207
Prior Transfer Date	Apr 25, 2017
Prior Transfer Doc	00A2536457
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 21, 2023
Property Address	45 S 86TH ST, BELLEVILLE, IL 62223-1615
Document Number	0A02787207
Map Reference	MB 31 PG 24
Instrument Date	Jul 18, 2023
Instrument	A02787207
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S 86TH ST, BELLEVILLE, IL 62223-1615

Mortgage

Document Number	0A02787208
Date	Jul 21, 2023
Instrument	A02787208

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 26, 2021
Property Address	45 S 86TH ST, BELLEVILLE, IL 62223-1615
Document Number	00A2685150
Instrument Date	Jan 22, 2021
Instrument	2685150
Transaction Type	Transfer
Record Updated	Apr 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S SEMINOLE AVE AVON PARK FL 338254535, AVON PARK, FL 33825-4535

Mortgage

Document Number	A2685151
Date	Jan 26, 2021
Instrument	2685151

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

May 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 10, 2017
Property Address	45 S 86TH ST, BELLEVILLE, IL 62223-1615
Document Number	00A2536457
Instrument Date	Apr 25, 2017
Instrument	2536457
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S 86TH ST BELLEVILLE IL 622231615, BELLEVILLE, IL 62223-1615

Mortgage

Document Number	A2536458
Date	May 10, 2017
Instrument	2536458

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 45 S 86th St was $4,740, up 4.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Signal Hill School District 181 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00 (+4.27%)	$49,389 (+6.08%) Land $4,247 Building $45,142	$148,167 (+6.08%) Land $12,741 Building $135,426
2024	$4,546.00	$46,559 Land $4,004 Building $42,555	$139,677 Land $12,012 Building $127,665
2022		$37,051 Land $3,533 Building $33,518	$111,153 Land $10,599 Building $100,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 45 S 86th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 S 86th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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