45 S 7th St, Newark, NJ 07107 Property Records

Essex County and Newark City property record for 45 S 7th St, Newark, NJ 07107

Property Summary

Property Type	Single Family Home
Details	3,435 sqft · built 1905
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on File
Last Sale	$235,000 (Nov 2018)
Tax Bill	$7,406 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01829-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`14-01829-0000-00014`
Alternative APN	`140182900014`

Interior

Stories	3 Stories
Building Area	3,435 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140182900014
Street Address	45 S 7TH ST
City	NEWARK
State	NJ
Zip	07107-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Subdivision	CITY/NEWARK
Legal Block	1829
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1006
Census Tract	1500

Owner

45 S 7th St is owned by a company that bought it in November 2018.

Source: Essex County and Newark City records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	45 S 7TH ST, NEWARK, NJ 07107-3746
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Apr 27, 2021	Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Nov 9, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Jul 13, 1995 · Amount on File
Deed Document Number	201897028
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Aug 31, 2026
Property Address	45 S 7TH ST, NEWARK, NJ 07107-3746
Document Number	0000057995
Instrument Date	Aug 21, 2026
Instrument	202657995
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1004 REDSPIRE DR, UNION, NJ 07083-5062

Mortgage

Document Number	0000057995,
Date	Aug 31, 2026
Instrument	202657995

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 27, 2021
Property Address	45 S 7TH ST, NEWARK, NJ 07107-3746
Document Number	2021053016
Instrument Date	Feb 10, 2021
Instrument	2021053016
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FIRST ADVANTAGE ABSTRACT LLC, 1ST ADVANTAGE ABSTRACT LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 S 7TH ST, 45, NEWARK, NJ 07107-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S 7TH ST, NEWARK, NJ 07107-3746

Mortgage

Document Number	2021053017
Date	Apr 27, 2021
Instrument	2021053017

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 9, 2018
Property Address	45 S 7TH ST, NEWARK, NJ 07107-3746
Document Number	0000097028
Instrument Date	Nov 1, 2018
Instrument	97028
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S 7TH ST NEWARK NJ 071073746, NEWARK, NJ 07107-3746

Tax Assessment & Valuation

The 2025 property tax bill for 45 S 7th St was $7,406, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,200 (-) Land $31,300 Building $153,900	$185,200 (-) Land $31,300 Building $153,900
2025	$7,406.00 (+5.15%)	$185,200 Land $31,300 Building $153,900	$185,200 Land $31,300 Building $153,900
2024	$7,043.00
2023		$185,200 Land $31,300 Building $153,900	$185,200 Land $31,300 Building $153,900
2022	$6,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 45 S 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, T-Mobile.

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