Union County property record for 45 S 14th Ave, Elgin, OR 97827
| Property Type | Commercial |
|---|---|
| Details | 960 sqft · built 1999 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,500 (Aug 2017) |
| Tax Bill | $995 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2017 Sale & Mortgage |
| APN | 01N3915CA 3502 |
| Primary APN | 01N3915CA 3502 |
|---|---|
| Alternative APN |
|
| Building Area | 960 sqft Total Area |
|---|---|
| 1st Floor Area | 960 sqft |
| Year Built | Built 1999 |
|---|---|
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| RV Parking | RV Parking |
| Account Number | 17364 |
|---|---|
| Street Address | 45 S 14TH AVE |
| City | ELGIN |
| State | OR |
| Zip | 97827-9008 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | EL-GC;GENERAL COMMERCIAL |
| Legal Subdivision | HINDMANS ADD |
| Legal Lot Number | 3502 |
| Jurisdiction | UNION OR |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 970100 |
Source: Union County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 S 14TH AVE, ELGIN, OR 97827-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage OLD WEST FCU |
| Aug 31, 2017 | Warranty Deed, Transfer · Commercial Mortgage NEIL EDWARDS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Mar 5, 2010 · Amount on Record |
| Deed Document Number | 20172881 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION OR |
| Property Address | 45 S 14TH AVE, ELGIN, OR 97827-9008 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 68701 HUNTER RD, SUMMERVILLE, OR 97876-8135 |
| Document Number | 20213024 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 20213024 |
| Name | OLD WEST FCU |
|---|---|
| Type | Credit Union |
| Address | PENDLETON, OR 97801 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 6, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION OR |
| Recording Date | Aug 31, 2017 |
| Property Address | 45 S 14TH AVE, ELGIN, OR 97827-9008 |
| Document Number | 0020172881 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 20172881 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | EASTERN OREGON TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 69824 RUCKLE RD, SUMMERVILLE, OR 97876-8146 |
| Document Number | 0020172882 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 20172882 |
| Name | NEIL EDWARDS |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2022 |
Source: Union County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Union County |
| Municipality | Elgin City |
| Unified School District | Elgin School District 23 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $995.00 (+1.32%) | $60,380 (+2.98%) Land $12,460 Building $47,920 | $66,380 (+0.93%) Land $12,970 Building $53,410 |
| 2023 | $982.00 | $58,630 Land $12,100 Building $46,530 | $65,770 Land $12,880 Building $52,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 84% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber Fixed Wireless · Fiber, DSL in parts of the area | 50 / 10 |
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