45 Rye Ct, Florence, KY 41042 Property Records

Boone County property record for 45 Rye Ct, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,993 sqft · built 2001
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2020)
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051.00-04-007.00`

Property Details

APN / Parcel Number

Primary APN	`051.00-04-007.00`
Alternative APN	`29294`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,993 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	45 RYE CT
City	FLORENCE
State	KY
Zip	41042-8992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 SEC 8 NORTHFIELD AT FARMVIEW
Legal Subdivision	NORTHFIELD AT FARMVIEW
Legal Lot Number	7
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1012
Census Tract	70318

Owner

45 Rye Ct is owned and occupied by an individual who bought it in December 2020.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	45 RYE CT, FLORENCE, KY 41042-8992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 16, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Aug 31, 2015 · Amount on File
Deed Document Number	821133
Deed Book / Page	D1157 / 390
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	45 RYE CT, FLORENCE, KY 41042-8992
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4271/609
Date	Mar 16, 2020
Book Page	M4271/609
Instrument	797055

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Dec 16, 2020
Property Address	45 RYE CT, FLORENCE, KY 41042-8992
Document Number	D1157/390
Book / Page	D1157 / 390
Map Reference	CAB 4 PG 46
Instrument Date	Dec 11, 2020
Instrument	821133
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14880 TAMIAMI TRL, 14880, PUNTA GORDA, FL 33955-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RYE CT, FLORENCE, KY 41042-8992

Mortgage

Document Number	821134
Date	Dec 16, 2020
Instrument	821134

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Rye Ct was $2,611.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00	$275,000 Land $30,000 Building $245,000
2024			$275,000 (-) Land $30,000 Building $245,000
2023	$2,668.00 (+2.38%)	$275,000 (-) Land $30,000 Building $245,000	$275,000 (-) Land $30,000 Building $245,000
2022	$2,606.00	$275,000 Land $30,000 Building $245,000	$275,000 Land $30,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Rye Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Rye Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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