45 Ryan Rd, Belfast, ME 04915 Property Records

Waldo County and Belfast City property record for 45 Ryan Rd, Belfast, ME 04915

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,770 sqft · built 2018
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Last Sale	$218,800 (Feb 2019)
Tax Bill	$10,848 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELF M:007 L:021`

Property Details

APN / Parcel Number

Primary APN	`BELF M:007 L:021`
Alternative APN	`3570`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	3570
Street Address	45 RYAN RD
City	BELFAST
State	ME
Zip	04915-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	21
Jurisdiction	BELFAST ME
Township / Civil Division	BELFAST
Census Block Group	1
Census Block	1039
Census Tract	43000

Owner

Source: Waldo County and Belfast City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 RYAN RD, BELFAST, ME 04915-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage QUICKEN LNS
Aug 12, 2019	Deed of Trust, Mortgage QUICKEN LNS
Feb 4, 2019	Quit Claim Deed, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	2019980
Deed Book / Page	4345 / 240
Prior Transfer Date	Jan 28, 2019
Prior Transfer Doc	004345/240
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	45 RYAN RD, BELFAST, ME 04915-7128
Document Number	0045220042
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 RYAN RD BELFAST ME 049157128, BELFAST, ME 04915-7128

Mortgage

Document Number	0045220042
Date	Jul 27, 2020
Book Page	004522/000042
Instrument	6505

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELFAST ME
Property Address	45 RYAN RD, BELFAST, ME 04915-7128
Document Number	0044060001
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 RYAN RD BELFAST ME 049157128, BELFAST, ME 04915-7128

Mortgage

Document Number	0044060001
Date	Aug 16, 2019
Book Page	004406/000001
Instrument	7917

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BELFAST ME
Recording Date	Feb 4, 2019
Property Address	45 RYAN RD, BELFAST, ME 04915-7128
Document Number	0043450240
Book / Page	004345 / 000240
Instrument Date	Jan 28, 2019
Instrument	980
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	GATEWAY TITLE/ME

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	451 RYAN RD BELFAST ME 04915, BELFAST, ME 04915

Mortgage

Document Number	43450242
Date	Feb 4, 2019
Book Page	004345/000242
Instrument	981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: Waldo County and Belfast City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
Municipality	Belfast City
Unified School District	Regional School Unit 71 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,848.00 (+6.43%)	$663,900 (+0.3%) Land $74,000 Building $589,900
2024	$10,193.00 (+15.36%)	$661,900 (+50.57%) Land $74,000 Building $587,900
2023	$8,836.00 (-1.53%)	$439,600 (+4.84%) Land $45,500 Building $394,100
2022	$8,973.00	$419,300 Land $45,500 Building $373,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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