45 Ruthven St, Springfield, MA 01128 Property Records

Hampden County and Springfield City property record for 45 Ruthven St, Springfield, MA 01128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 882 sqft · built 1971
Lot Size	0.379 acres (16,501 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2022)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10475 P:0082`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10475 P:0082`
Alternative APN	`104750082`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	882 sqft Living Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,501 sqft (0.379 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104750082
Street Address	45 RUTHVEN ST
City	SPRINGFIELD
State	MA
Zip	01128-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3017
Census Tract	801605

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Apr 22, 2022	Fiduciary Deed, Transfer · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Book / Page	24784 / 108
Record Updated	Sep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 28, 2022
Property Address	45 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	024784-108
Book / Page	24784 / 108
Instrument Date	Oct 28, 2022
Instrument	64251
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 HIGHLAND AVE, LUDLOW, MA 01056-2426

Mortgage

Document Number	0000064252
Date	Oct 28, 2022
Instrument	64252

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	024784-127
Date	Oct 28, 2022
Book Page	24784/127
Instrument	64253

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

April 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 22, 2022
Property Address	45 RUTHVEN ST, SPRINGFIELD, MA 01128-1137
Document Number	024512-351
Book / Page	24512 / 351
Instrument Date	Apr 22, 2022
Instrument	24533
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 CANTERBURY CIR, E LONGMEADOW, MA 01028-5707

Mortgage

Document Number	0000024534
Date	Apr 22, 2022
Instrument	24534

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,191.00 (+13.95%)	$267,300 (+23.92%) Land $63,200 Building $204,100	$281,675 (+11.26%)
2024			$253,175
2023	$3,678.00	$215,700 Land $60,200 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed, Verizon.

Nearby Properties on Ruthven St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures