Cherokee County property record for 45 Rustic Ridge Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 864 sqft Heated Area |
| Lot Size | 64,469 sqft (1.48 acres) |
| Last Sale | $261,000 (2023) |
| Tax Bill | $1,191.00 (2025) |
| Primary APN | 459400108374000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 864 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 64,469 sqft (1.48 acres) |
| Porch | Open Porch |
| Porch Area | 24 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 59892 |
|---|---|
| Street Address | 45 RUSTIC RIDGE RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-4415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 CHEROKEE OAKS 1621/665 |
| Legal Lot Number | 9 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 1 |
| Census Block | 1105 |
| Census Tract | 930300 |
Source: Cherokee County records · APN 459400108374000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3723 SALVISTRIN ST, CHARLOTTE, NC 28214-9098 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC |
| Aug 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on Record |
| Deed Sale | Apr 20, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2019 · Amount on Record |
| Deed Doc Number | 1867 |
| Deed Book / Page | 1733 / 500 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 20, 2023 |
| Property Address | 45 RUSTIC RIDGE RD, MURPHY, NC 28906-4415 |
| Document Number | 001733/500 |
| Book / Page | 1733 / 500 |
| Map Reference | CAB H SL 631 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 1867 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $522.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6254 MIRROR LAKE CT, SEBASTIAN, FL 32958-8468 |
| Name | Verified Name |
|---|---|
| Address | 3723 SALYISTNAN ST, CHARLOTTE, NC 28214 |
| Document Number | 0001733504 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 1733/504 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | May 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 45 RUSTIC RIDGE RD, MURPHY, NC 28906-4415 |
| Document Number | 01621/0665 |
| Book / Page | 01621 / 0665 |
| Map Reference | CAB H SL 631 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 03908 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 RUSTIC RIDGE RD, 45, MURPHY, NC 28906-4415 |
| Name | Verified Name |
|---|---|
| Address | 9 WINDY WAY, MERIDEN, CT 06450-7011 |
| Document Number | 03909 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 03909 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,191.00 | $165,350 (+8.36%) | $165,350 (+8.36%) Land $19,000 Building $146,350 |
| 2023 | $152,590 | $152,590 Land $19,000 Building $133,590 |
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