Santa Cruz County property record for 45 Rustic Ln, Bonny Doon, CA 95060 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,923 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $341,000 (2000) |
| Tax Bill | $7,468.00 (2025) |
Source: Santa Cruz County records · APN 080-262-21
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RUSTIC LN, SANTA CRUZ, CA 95060-9662 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 29, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Sep 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2000 · Amount on Record |
| Deed Sale | Feb 10, 2000 · Amount on Record |
| Deed Doc Number | 20006936 |
| Prior Transfer Date | Dec 01, 1999 |
| Prior Transfer Doc | 0000004950 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 45 RUSTIC LN, BONNY DOON, CA 95060-9662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002725 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2018-0002725 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 45 RUSTIC LN, BONNY DOON, CA 95060-9662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 45 RUSTIC LN, BONNY DOON, CA 95060-9662 |
| Document Number | 0000035282 |
|---|---|
| Date | Sep 09, 2020 |
| Instrument | 2020-0035282 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Bonny Doon Union Elementary School District (KG - 06) |
| Secondary School District | Santa Cruz City High School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,994 (+2%) Land $337,064 Building $245,930 | ||
| 2025 | $7,468.00 (+9.73%) Homeowner's exemption | $571,562 (+4.04%) Land $330,455 Building $241,107 | |
| 2023 | $6,806.00 (+1.83%) Homeowner's exemption | $549,368 Land $317,623 Building $231,745 | $777,600 |
| 2022 | $6,684.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 28% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 080-262-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,923 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,909 sqft (0.48 acres) |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Total Buildings | 3 Total Buildings |
| Deck Area | 593 sqft Deck |
| Patio Area | 593 sqft Patio |
| Heating System | Floor/Wall Furnace Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 45 RUSTIC LN |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-9662 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | WEST SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 120200 |
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