45 Rugar Ct, Bunnlevel, NC 28323 Property Records

Harnett County property record for 45 Rugar Ct, Bunnlevel, NC 28323 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,584 sqft · built 2007
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Last Sale	$277,000 (Oct 2020)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1500038864`

Property Details

APN / Parcel Number

Primary APN	`1500038864`
Alternative APN	`01052501 0095 45`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,584 sqft Heated Area
1st Floor Area	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	288 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1500038864
Street Address	45 RUGAR CT
City	BUNNLEVEL
State	NC
Zip	28323-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT#45 HAMATHER AND BRANCH MAP#2022-416
Legal Subdivision	GATEWEST
Legal Lot Number	45
Jurisdiction	HARNETT NC
Township / Civil Division	ANDERSON CREEK
Census Block Group	1
Census Block	1010
Census Tract	71204

Owner

Source: Harnett County records · APN 1500038864

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Sep 16, 2022	Warranty Deed, Transfer
Oct 22, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 04, 2019	Warranty Deed, Transfer · VA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Jun 04, 2019 · Amount on Record
Deed Document Number	202019395
Deed Book / Page	3886 / 153
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Recording Date	Jul 29, 2026
Property Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659
Document Number	0000015481
Book / Page	4355 / 1763
Instrument Date	Jul 21, 2026
Instrument	202615481
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659

Mortgage

Document Number	0000015481,
Date	Jul 29, 2026
Book Page	4355/1763
Instrument	202615481

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Aug 01, 2066

Interest

Rate	6.49%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 16, 2022
Property Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659
Document Number	0000109650
Book / Page	4167 / 500
Map Reference	MAP 2022-416
Instrument Date	Aug 31, 2022
Instrument	2022109650
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 RUGAR CT, 45, BUNNLEVEL, NC 28323-9659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 REMINGTON HILL DR, BUNNLEVEL, NC 28323-9146

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Oct 22, 2020
Property Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659
Document Number	0000019395
Book / Page	3886 / 153
Map Reference	MAP 2006-878
Instrument Date	Oct 21, 2020
Instrument	2020019395
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13205 87TH ST, 13205, FELLSMERE, FL 32948-6842

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659

Mortgage

Document Number	0000019396
Date	Oct 22, 2020
Instrument	2020019396

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Jun 04, 2019
Property Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659
Document Number	0000007310
Book / Page	3703 / 0111
Map Reference	MAP 2006-878
Instrument Date	May 23, 2019
Instrument	2019007310
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1699 CHALYBEATE SPRINGS RD, 1699, ANGIER, NC 27501-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RUGAR CT, BUNNLEVEL, NC 28323-9659

Mortgage

Document Number	0000007311
Date	Jun 04, 2019
Instrument	2019007311

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00	$269,030 (-)	$269,030 (-) Land $30,090 Building $238,940
2023	$2,024.00	$269,030	$269,030 Land $30,090 Building $238,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024, other causes

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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