Stone County property record for 45 Ruby Cir, Galena, MO 65656 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1979 |
| Square Footage | 1,542 sqft Adjusted Area |
| Occupancy | Owner Occupied |
| Tax Bill | $610.00 (2025) |
| Primary APN | 11-4.0-20-002-007-004.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,542 sqft Adjusted Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Wood Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Heating System | Forced Air Heating |
|---|
| Street Address | 45 RUBY CIR |
|---|---|
| City | GALENA |
| State | MO |
| Zip | 65656-4525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:6 BLK:7 SUBD:LAKE SHORE ACRES SEC/TWN/RNG/MER:SEC 20 TWN 23 RNG 23 |
| Legal Subdivision | LAKE SHORE ACRES |
| Legal Block | 7 |
| Legal Lot Number | 6 |
| Jurisdiction | STONE MO |
| Minor Civil Division | RUTH A |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 90201 |
Source: Stone County records · APN 11-4.0-20-002-007-004.000
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RUBY CIR, GALENA, MO 65656-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 18, 2024 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 30, 2018 | Warranty Deed, Transfer · Commercial Mortgage HOMEPRIDE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2024 |
| Deed Sale | Mar 18, 2024 |
| Prior Sale | Sep 11, 2020 |
| Deed Doc Number | 202400002518 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Mar 18, 2024 |
| Property Address | 45 RUBY CIR, GALENA, MO 65656-4525 |
| Document Number | 202400002518 |
| Map Reference | MB 2 PG 76 |
| Instrument Date | Mar 08, 2024 |
| Instrument | 202400002518 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 RUBY CIR, GALENA, MO 65656-4525 |
| Document Number | 202400002519 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202400002519 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Sep 11, 2020 |
| Property Address | 45 RUBY CIR, GALENA, MO 65656-4525 |
| Document Number | 202000011027 |
| Map Reference | MB 2 PG 76 |
| Instrument Date | Sep 02, 2020 |
| Instrument | 202000011027 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 HILLCREST DR, CONROE, TX 77303-1545 |
| Document Number | 202000011028 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 202000011028 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STONE MO |
| Recording Date | Jul 30, 2018 |
| Property Address | 45 RUBY CIR, GALENA, MO 65656-4525 |
| Document Number | 201800010843 |
| Map Reference | MB2 PG76 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 201800010843 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 9985 BUCNA VISTA LN, STRAFFORD, MO 65757-8166 |
| Document Number | 201800010844 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 201800010844 |
| Name | HOMEPRIDE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Stone County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Stone County |
| Unified School District | Reeds Spring R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $610.00 | $12,480 (-) | $65,700 (-) Land $4,600 Building $61,100 |
| 2023 | $610.00 | $12,480 | $65,700 Land $4,600 Building $61,100 |
45 Ruby Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Stone County (29209C), updated August 27, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 33rd in Missouri |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,667 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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