45 Royal Pine Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 45 Royal Pine Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1999
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2022)
Tax Bill	$4,790 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:72 L:16`

Property Details

APN / Parcel Number

Primary APN	`STAN M:72 L:16`
Alternative APN	`W0400R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	4,162 sqft
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	213,444 sqft (4.9 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	W0400R
Street Address	45 ROYAL PINE DR
City	STEEP FALLS
State	ME
Zip	04085-6832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R/RR
Legal Lot Number	16
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1019
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ROYAL PINE DR, STEEP FALLS, ME 04085-6832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2017	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Apr 10, 2018	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Jun 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on Record
Deed Sale	Jun 21, 2022 · Amount on Record
Deed Document Number	202231330
Deed Book / Page	39512 / 148
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	45 ROYAL PINE DR, STEEP FALLS, ME 04085-6832
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342190153
Date	Aug 8, 2017
Book Page	34219/0153
Instrument	000000038649

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	45 ROYAL PINE DR, STEEP FALLS, ME 04085-6832
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0347650331
Date	Apr 10, 2018
Book Page	34765/0331
Instrument	000000015968

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2028

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Jun 21, 2022
Property Address	45 ROYAL PINE DR, STEEP FALLS, ME 04085-6832
Document Number	0395120148
Book / Page	39512 / 148
Instrument Date	Jun 17, 2022
Instrument	31330
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7 DEBORAH LN, STEEP FALLS, ME 04085-6848

Mortgage

Document Number	0000031331
Date	Jun 21, 2022
Instrument	31331

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,790.00 (+5.3%)	$386,300 (+7.01%) Land $94,600 Building $291,700
2024	$4,549.00 (+7.52%)	$361,000 (+18.17%) Land $88,000 Building $273,000
2023	$4,231.00 (+8.82%)	$305,500 (+13.53%) Land $75,400 Building $230,100
2022	$3,888.00	$269,100 Land $68,400 Building $200,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures