45 Rotterdam St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 45 Rotterdam St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,584 sqft · built 1965
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on Record
Last Sale$205,000 (Apr 2018)
Tax Bill$7,663 (2026)
Deeds & MortgagesFeb 2019 Transfer
Apr 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN422800 48.14-2-12

Property Details

APN / Parcel Number

Primary APN422800 48.14-2-12
Alternative APN
  • 280004801400020120000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Living Area
1st Floor Area792 sqft
2nd Floor Area792 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeMixed
Garage Area200 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area375 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address45 ROTTERDAM ST
CitySCHENECTADY
StateNY
Zip12306-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,BF,2DM-L TURNBULL - 19 6.-480-7
Legal SubdivisionROBERT JAY TURNBALL
Legal Block2
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1026
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address18 CAVALIER WAY, LATHAM, NY 12110-1998
Owner TypeCompany
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 16, 2018Warranty Deed, Transfer
COMMITMENT FOR TITLE INSURANCE
May 17, 2017Quit Claim Deed, Transfer
PAC TITLE SERVICES LLC, PAC TITLE SVCS LLC
Jan 20, 2017Trustee's Deed, Foreclosure
CLOSING USA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2018 · Amount on Record
Deed SaleApr 16, 2018 · Amount on Record
Prior SaleMay 17, 2017 · Amount on Record
Deed Document Number201815789
Deed Book / Page1985 / 8
Prior Transfer DateJan 10, 2017
Prior Transfer Doc0000003180
Record UpdatedOct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 26, 2019
Property Address45 ROTTERDAM ST, SCHENECTADY, NY 12306-1521
Document Number0000008360
Book / Page002006 / 000367
Instrument DateFeb 25, 2019
Instrument8360
Transaction TypeTransfer
Record UpdatedMar 13, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address45 ROTTERDAM ST SCHENECTADY NY 123061521, SCHENECTADY, NY 12306-1521

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 16, 2018
Property Address45 ROTTERDAM ST, SCHENECTADY, NY 12306-1521
Document Number0000015789
Book / Page001985 / 000008
Instrument DateApr 6, 2018
Instrument15789
Transaction TypeTransfer
Record UpdatedApr 30, 2018
Title CompanyCOMMITMENT FOR TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$820.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 CAVALIER WAY LATHAM NY 121101998, LATHAM, NY 12110-1998

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMay 17, 2017
Property Address45 ROTTERDAM ST, SCHENECTADY, NY 12306-1521
Document Number0000021853
Book / Page001962 / 000627
Instrument DateApr 14, 2017
Instrument21853
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyPAC TITLE SERVICES LLC, PAC TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$348.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 PUTNAM RD SCHENECTADY NY 123066118, SCHENECTADY, NY 12306-6118

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJan 20, 2017
Property Address45 ROTTERDAM ST, SCHENECTADY, NY 12306-1521
Document Number0000003180
Book / Page001954 / 000765
Instrument DateJan 10, 2017
Instrument3180
Transaction TypeForeclosure
Record UpdatedFeb 9, 2017
Title CompanyCLOSING USA LLC

Transaction

AmountAmount Recorded
Tax$994.42
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1900 MARKET ST PHILADELPHIA PA 191033527, PHILADELPHIA, PA 19103-3527
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,663.00 (-7.02%)
2025$8,242.00$205,400 (-) Land $10,200 Building $195,200$316,000 (+16.91%) Land $15,692 Building $300,308
2023$205,400 Land $10,200 Building $195,200$270,300 Land $13,423 Building $256,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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