Warwick City property record for 45 Rosegarden St, Warwick, RI 02888 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1950 |
| Lot Size | 0.154 acres (6,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Oct 2021) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29306560000 |
| Primary APN | 29306560000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 2,136 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 564 sqft |
| Unfinished Basement | 564 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,704 sqft (0.154 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 131623 |
|---|---|
| Street Address | 45 ROSEGARDEN ST |
| City | WARWICK |
| State | RI |
| Zip | 02888-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 656 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 21002 |
Source: Warwick City records · APN 29306560000
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ROSEGARDEN ST, WARWICK, RI 02888-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION |
| Mar 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Oct 12, 2021 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Aug 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Deed Document Number | 202120500 |
| Deed Book / Page | 9976 / 127 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 45 ROSEGARDEN ST, WARWICK, RI 02888-2810 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010802-325 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | 10802/325 |
| Instrument | 14127 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 45 ROSEGARDEN ST, WARWICK, RI 02888-2810 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010458-299 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 10458/299 |
| Instrument | 2066 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Oct 12, 2021 |
| Property Address | 45 ROSEGARDEN ST, WARWICK, RI 02888-2810 |
| Document Number | 9976-127 |
| Book / Page | 9976 / 127 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 20500 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 ROSENGARDEN ST, WARWICK, RI 02888-2810 |
| Document Number | 20501 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 20501 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 45 ROSEGARDEN ST, WARWICK, RI 02888-2810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9341-67 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 9341/67 |
| Instrument | 12004 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 (+5.56%) | $345,000 (+17.95%) Land $130,600 Building $214,400 | |
| 2024 | $349,030 | ||
| 2023 | $4,151.00 (+7.48%) | $292,500 (+41.85%) Land $113,500 Building $179,000 | |
| 2022 | $3,862.00 | $206,200 Land $72,800 Building $133,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44003C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440030210023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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