45 Roosevelt St, Wind Gap, PA 18091 Property Records

Northampton County property record for 45 Roosevelt St, Wind Gap, PA 18091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,801 sqft · built 1952
Lot Size	0.435 acres (18,992 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (Jun 2014)
Tax Bill	$697 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`5664-17-1769-5192`

Property Details

APN / Parcel Number

Primary APN	`5664-17-1769-5192`
Alternative APN	`E8SW4A 5 7 0638`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	18,992 sqft (0.435 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 ROOSEVELT ST
City	WIND GAP
State	PA
Zip	18091-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	DIST:38 CITY/MUNI/TWP:WIND GAP BOROUGH
Legal Subdivision	WHISPERING ACRES
Legal Block	5
Legal Lot Number	7
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	WIND GAP
Census Block Group	1
Census Block	1007
Census Tract	15700

Owner

45 Roosevelt St is owned and occupied by an individual who acquired it in December 2018.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 26, 2022	Deed of Trust, Mortgage MV REALTY OF PENNSYLVANIA LLC
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 20, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2014 · Amount on File
Deed Sale	Jun 6, 2014 · Amount on File
Prior Sale	Mar 17, 2015
Deed Document Number	0000013236
Deed Book / Page	2014-1 / 091254
Last Transfer Date	Dec 20, 2018
Transfer Doc	0000033909
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000021074
Date	Sep 27, 2023
Book Page	2023-1/184816
Instrument	2023021074

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Nov 1, 2049

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000005410
Date	Mar 16, 2023
Book Page	2023-1/46371
Instrument	2023005410

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Nov 1, 2049

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000031075
Date	Sep 26, 2022
Book Page	2022-1/264454
Instrument	2022031075

Lender

Name	MV REALTY OF PENNSYLVANIA LLC
Type	Non-Lending Institution
Address	HARRISBURG, PA 17101

Agreement

Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000015373
Date	May 4, 2022
Book Page	2022-1/133574
Instrument	2022015373

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Nov 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000022890
Date	Jun 16, 2021
Book Page	2021-1/203081
Instrument	2021022890

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Document Number	0000018185
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST WIND GAP PA 180911035, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000018185
Date	Jul 16, 2020
Book Page	000001/159094
Instrument	18185

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Document Number	0000028167
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST WIND GAP PA 180911035, WIND GAP, PA 18091-1035

Mortgage

Document Number	0000028167
Date	Oct 18, 2019
Book Page	000001/229365
Instrument	28167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHAMPTON PA
Recording Date	Dec 20, 2018
Property Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035
Document Number	0000033909
Book / Page	2018-1 / 269043
Instrument Date	Dec 7, 2018
Instrument	2018033909
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROOSEVELT ST, WIND GAP, PA 18091-1035

Tax Assessment & Valuation

The 2026 property tax bill for 45 Roosevelt St was $697.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
Municipality	Wind Gap Borough
Unified School District	Pen Argyl Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$697.00	$64,600 Land $23,700 Building $40,900
2024	$5,481.00	$64,600 Land $23,700 Building $40,900
1995			$129,200 Land $47,400 Building $81,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Roosevelt St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Roosevelt St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC BLUE MOUNTAIN private · serves 23,763 people · EPA ID PA3480055
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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