Middlesex County and Dracut Town property record for 45 Roosevelt Ave, Dracut, MA 01826
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,153 sqft · built 2005 |
| Lot Size | 0.063 acres (2,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jan 2017) |
| Tax Bill | $3,872 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:71 B:23 L:86.45 |
| Primary APN | DRAC M:71 B:23 L:86.45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,153 sqft Living Area |
| Gross Area | 2,031 sqft |
| 1st Floor Area | 548 sqft |
| Attic | Attic |
| Attic Area | 324 sqft |
| Basement Area | 276 sqft |
| Unfinished Basement | 204 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,738 sqft (0.063 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 45 ROOSEVELT AVE |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-5756 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Block | 23 |
| Legal Lot Number | 86.45 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 314301 |
45 Roosevelt Ave, a condominium, is owned and occupied by two individuals who bought it in January 2017.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 ROOSEVELT AVE, DRACUT, MA 01826-5756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Jan 30, 2017 | Quit Claim Deed, Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2017 · Amount on File |
| Deed Sale | Jan 30, 2017 · Amount on File |
| Prior Sale | Jul 29, 2014 · Amount on File |
| Deed Book / Page | 30878 / 177 |
| Transfer Doc | 030878-177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 45 ROOSEVELT AVE, DRACUT, MA 01826-5756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 035463-108 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 35463/108 |
| Instrument | 14939 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DRACUT MA |
| Recording Date | Jan 30, 2017 |
| Property Address | 45 ROOSEVELT AVE, DRACUT, MA 01826-5756 |
| Document Number | 30878-177 |
| Book / Page | 30878 / 177 |
| Instrument | 4526 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.09 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 308780179 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 30878/0179 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2047 |
The 2026 property tax bill for 45 Roosevelt Ave was $3,872, up 4% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,872.00 (+4%) | $400,400 (+8.83%) Building $400,400 | $349,790 (-) |
| 2025 | $3,723.00 (+3.22%) | $367,900 (+6.58%) Building $367,900 | $349,790 (+2.62%) |
| 2024 | $3,607.00 (-2.59%) | $345,200 (+7.94%) Building $345,200 | $340,860 |
| 2023 | $3,703.00 | $319,800 Building $319,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Roosevelt Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Roosevelt Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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