45 Rolling Hills Dr, Elgin, MN 55932 Property Records

Wabasha County property record for 45 Rolling Hills Dr, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 2002
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (May 2026)
Tax Bill	$3,718 (2026)
Deeds & Mortgages	Mar 2025 Second Mortgage May 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R19.00308.00`

Property Details

APN / Parcel Number

Primary APN	`R19.00308.00`
Alternative APN	`19.00308.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	796 sqft
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 ROLLING HILLS DR
City	ELGIN
State	MN
Zip	55932-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 ROLLING HILLS LOT-002 BLOCK-002 .33 AC (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	ROLLING HILLS
Legal Block	2
Legal Lot Number	2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3075
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORESIGHT BANK
May 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORESIGHT BANK
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC
Sep 22, 2021	Quit Claim Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES
Sep 22, 2021	Quit Claim Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES
Sep 22, 2021	Transfer on Death Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Deed Document Number	2026363078
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000346097
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000358966
Date	Mar 26, 2025
Instrument	358966

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Aug 26, 2025

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355861
Date	May 14, 2024
Instrument	355861

Lender

Name	FORESIGHT BANK
Type	Bank
Address	PLAINVIEW, MN 55964

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 13, 2025

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	May 7, 2026
Property Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Document Number	0000363078
Instrument Date	May 6, 2026
Instrument	2026.363078
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$86,658.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672

Mortgage

Document Number	0000363078,
Date	May 7, 2026
Instrument	2026.363078

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 22, 2021
Property Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Document Number	0000346097
Instrument Date	Sep 21, 2021
Instrument	346097
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 22, 2021
Property Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Document Number	0000346098
Instrument Date	Sep 21, 2021
Instrument	346098
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WABASHA MN
Recording Date	Sep 22, 2021
Property Address	45 ROLLING HILLS DR, ELGIN, MN 55932-9672
Document Number	0000346099
Instrument Date	Sep 21, 2021
Instrument	346099
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
Municipality	Elgin City
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,718.00 (+6.84%)	$283,900 (-3.63%) Land $50,000 Building $233,900	$283,900 (-3.63%) Land $50,000 Building $233,900
2025	$3,480.00 (+1.81%) Homeowner's exemption	$294,600 (+7.71%) Land $50,000 Building $244,600	$294,600 (+7.71%) Land $50,000 Building $244,600
2023	$3,418.00 Homeowner's exemption	$273,500 Land $50,000 Building $223,500	$273,500 Land $50,000 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Elgin serves 1,115 people · EPA ID MN1790001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

May also be available: Midco.

Cell Coverage

5G and 4G LTE (outdoors only)

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