45 Rocky Brook Rd, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 45 Rocky Brook Rd, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,205 sqft · built 1970
Lot Size	4.65 acres (202,554 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 1999)
Tax Bill	$12,414 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372689 18.-2-43`

Property Details

APN / Parcel Number

Primary APN	`372689 18.-2-43`
Alternative APNs	`268901800000020430000000` `051234`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,023 sqft
Upper Floors Area	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	202,554 sqft (4.65 acres)
Lot Width	1,246 ft Width
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	051234
Street Address	45 ROCKY BROOK RD
City	COLD SPRING
State	NY
Zip	10516-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	LAND & RESIDENCE
Legal Subdivision	VIRGINIA ESTATES
Legal Block	2
Legal Lot Number	43.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3010
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 ROCKY BROOK RD, COLD SPRING, NY 10516-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 1999 · Amount on Record
Deed Sale	Sep 29, 1999 · Amount on Record
Prior Sale	Feb 12, 1998
Deed Book / Page	1486 / 354
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	45 ROCKY BROOK RD, COLD SPRING, NY 10516-4321
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROCKY BROOK RD, NELSONVILLE, NY 10516-4321

Mortgage

Document Number	0075030138
Date	Oct 28, 2021
Book Page	7503/138
Instrument	12769-2021

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	COLD SPRING, NY 10516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,200 (-) Land $93,300 Building $120,900	$698,402 (+14.84%)
2024	$12,414.00
2023		$214,200 (-) Land $93,300 Building $120,900	$608,177 (+11.73%) Land $264,906 Building $343,271
2022		$214,200 Land $93,300 Building $120,900	$544,346 Land $237,103 Building $307,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2011–2023)
Most Recent Claim	Jul 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 98.9% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30