45 Robin Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 45 Robin Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 1984
Lot Size	0.921 acres (40,119 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2023)
Tax Bill	$6,053 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:024-12910 B:21K L:0`

Property Details

APN / Parcel Number

Primary APN	`M:024-12910 B:21K L:0`
Alternative APNs	`LUDL M:24 B:12910 P:21K` `7161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,093 sqft Living Area
Gross Area	2,941 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,119 sqft (0.921 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7161
Street Address	45 ROBIN DR
City	LUDLOW
State	MA
Zip	01056-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	12910
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2007
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 ROBIN DR, LUDLOW, MA 01056-1169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · ARM GENERAL MORTGAGE CAPITAL CORPORATION
Dec 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GENERAL MTG CAP CORP
Apr 27, 2018	Deed of Trust, Mortgage · Closed-End Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Mar 31, 1994 · Amount on Record
Deed Document Number	202359843
Deed Book / Page	25262 / 402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Recording Date	Apr 6, 2026
Property Address	45 ROBIN DR, LUDLOW, MA 01056-1169
Document Number	0026280-88
Book / Page	26280 / 88
Instrument Date	Mar 31, 2026
Instrument	202614597
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 ROBIN DR, LUDLOW, MA 01056-1169

Mortgage

Document Number	0000014597,
Date	Apr 6, 2026
Book Page	26280/88
Instrument	202614597

Lender

Name	GENERAL MORTGAGE CAPITAL CORPORATION

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	Apr 1, 2031
Margin	3
Max Rate	-1%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 15, 2023
Property Address	45 ROBIN DR, LUDLOW, MA 01056-1169
Document Number	025262-402
Book / Page	25262 / 402
Instrument Date	Dec 15, 2023
Instrument	59843
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 BEDFORD CT, AMHERST, MA 01002-2823

Mortgage

Document Number	0000059844
Date	Dec 15, 2023
Instrument	59844

Lender

Name	GENERAL MTG CAP CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	45 ROBIN DR, LUDLOW, MA 01056-1169
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22148-570
Date	Apr 27, 2018
Book Page	22148/570
Instrument	22604

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,053.00 (+3.19%)	$378,100 (+11.83%) Land $88,700 Building $289,400	$426,528 (-2.25%)
2025	$5,866.00 (+2.11%)	$338,100 (+6.45%) Land $80,600 Building $257,500	$436,335 (+19.33%)
2024	$5,745.00 (+3.72%)	$317,600 (+11.87%) Land $80,600 Building $237,000	$365,655
2023	$5,539.00	$283,900 Land $70,700 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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