Clay County property record for 45 Roberts Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,405 sqft · built 1992 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2021) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0010200 |
| Primary APN | 088B 19B 0010200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 4,405 sqft Finished Area |
| 1st Floor Area | 1,840 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Composition/Composite |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Patio Area | 396 sqft |
| Street Address | 45 ROBERTS DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 .48 AC LOT IN NE 1/4 NE 1/4 DB 307/631 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950500 |
Source: Clay County assessment roll, APN 088B 19B 0010200, as of January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage WEST ALABAMA BANK & TRUST |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WEST ALABAMA BANK & TRUST |
| Sep 01, 2023 | Deed of Trust, Mortgage WEST ALABAMA BANK & TRUST |
| Mar 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2021 · Amount on Record |
| Deed Sale | Mar 30, 2021 · Amount on Record |
| Prior Sale | Dec 05, 2016 |
| Deed Document Number | 20211022 |
| Deed Book / Page | 307 / 631 |
| Prior Transfer Date | Mar 25, 2021 |
| Prior Transfer Doc | 000307/631 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Document Number | 0LM560/676 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | LM 560/676 |
| Instrument | 2024000687 |
| Name | WEST ALABAMA BANK & TRUST |
|---|---|
| Type | Bank |
| Address | REFORM, AL 35481 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000531/820 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 531/820 |
| Instrument | 2021001023 |
| Name | WEST ALABAMA BANK & TRUST |
|---|---|
| Type | Bank |
| Address | REFORM, AL 35481 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 25, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Document Number | 0LM556/588 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | LM 556/588 |
| Instrument | 2023004293 |
| Name | WEST ALABAMA BANK & TRUST |
|---|---|
| Type | Bank |
| Address | REFORM, AL 35481 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Aug 22, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 30, 2021 |
| Property Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Document Number | 000307/631 |
| Book / Page | 307 / 631 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021001022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
| Name | Verified Name |
|---|---|
| Address | 45 ROBERTS DR, WEST POINT, MS 39773-6704 |
Source: Clay County assessment roll as of January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+3.37%) Additional exemption filed | $31,176 (-) Land $4,000 Building $27,176 | $311,763 (-) Land $40,000 Building $271,763 |
| 2024 | $1,603.00 (-50.92%) Additional exemption filed | $31,176 (-0.79%) Land $4,000 Building $27,176 | $311,763 (-0.79%) Land $40,000 Building $271,763 |
| 2023 | $3,266.00 (+1.65%) Additional exemption filed | $31,424 Land $4,000 Building $27,424 | $314,241 Land $40,000 Building $274,241 |
| 2022 | $3,213.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 68 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MS0130008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WEST POINT serves 15,062 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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