Stearns County property record for 45 Robert St, Elrosa, MN 56325
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,592 sqft · built 2014 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Aug 2026) |
| Tax Bill | $5,758 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-31391-0203 |
| Primary APN | 52-31391-0203 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,592 sqft Living Area |
| Gross Area | 3,414 sqft |
| 1st Floor Area | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 142 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 45 ROBERT ST |
|---|---|
| City | ELROSA |
| State | MN |
| Zip | 56325-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 001 OF ROBERT STREET ADDITION |
| Legal Range | 34W |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | ROBERT STREET ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ELROSA |
| Census Block Group | 2 |
| Census Block | 2138 |
| Census Tract | 10900 |
45 Robert St is owned and occupied by two individuals who bought it in August 2026.
Source: Stearns County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 ROBERT ST, ELROSA, MN 56325-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on File |
| Deed Sale | Aug 24, 2026 · Amount on File |
| Prior Sale | Oct 7, 2013 · Amount on File |
| Deed Document Number | 20261719575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 24, 2026 |
| Property Address | 45 ROBERT ST, ELROSA, MN 56325-5200 |
| Document Number | 0001719575 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20261719575 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | BURNET TITLE LLC, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $176,649.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45 ROBERT ST, ELROSA, MN 56325-5200 |
| Document Number | 0001719575, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 20261719575 |
| Name | OLD NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 45 Robert St was $5,758.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | Elrosa City |
| Unified School District | Belgrade-Brooten-Elrosa Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,758.00 | $608,100 (+0.03%) Land $11,400 Building $596,700 | $608,100 (+0.03%) Land $11,400 Building $596,700 |
| 2025 | $607,900 Land $10,900 Building $597,000 | $607,900 Land $10,900 Building $597,000 | |
| 2024 | $4,878.00 (+12.34%) | ||
| 2023 | $4,342.00 | $474,800 Land $10,900 Building $463,900 | $474,800 Land $10,900 Building $463,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Robert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 Robert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Fiber | 1,000 / 500 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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