45 Riverview Ter, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 45 Riverview Ter, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details2,280 sqft · built 1955
Lot Size0.88 acres (38,333 sqft)
Owner2 Individuals on Record
Tax Bill$13,522 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN63-01105-0000-00016

Property Details

APN / Parcel Number

Primary APN63-01105-0000-00016
Alternative APNs
  • 630110500016
  • 134300

Interior

Stories1 Story
Building Area2,280 sqft Living Area
1st Floor Area2,280 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Lot Area38,333 sqft (0.88 acres)

Location & Zoning

Account Number134300
Street Address45 RIVERVIEW TER
CityUPPER SADDLE RIVER
StateNJ
Zip07458-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.880 AC
Legal SubdivisionSADDLE RIVER
Legal Block1105
Legal Lot Number16
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group3
Census Block3003
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address45 RIVERVIEW TER, UPPER SADDLE RIVER, NJ 07458-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 2012
Deed SaleApr 22, 2012
Prior SaleMay 10, 2010 · Amount on Record
Deed Book / Page1051 / 1380
Last Transfer DateMay 21, 2021
Transfer Doc0049121729
Record UpdatedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateJan 23, 2023
Property Address45 RIVERVIEW TER, UPPER SADDLE RIVER, NJ 07458-2006
Document Number0049121729
Book / Page4912 / 1729
Instrument DateMay 21, 2021
Instrument2023006209
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 RIVERVIEW TER, UPPER SADDLE RIVER, NJ 07458-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERVIEW TER, UPPER SADDLE RIVER, NJ 07458-2006

Mortgage

Document Number2023006210
DateJan 23, 2023
Instrument2023006210
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term161 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,100 (-) Land $335,200 Building $186,900$522,100 (-) Land $335,200 Building $186,900
2025$13,522.00 (+1.72%)$522,100 (-) Land $335,200 Building $186,900$522,100 (-) Land $335,200 Building $186,900
2024$13,293.00 (+2.96%)
2023$522,100 Land $335,200 Building $186,900$522,100 Land $335,200 Building $186,900
2022$12,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2021–2026)
Claims Outside the SFHA2 of 3
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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