St. Johns County property record for 45 Riverstone Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,227 sqft Living Area |
| Lot Size | 20,037 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $832,000 (2023) |
| Tax Bill | $12,705.00 (2025) |
| Primary APN | 029011-2170 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Building Area | 3,227 sqft Living Area |
| Gross Area | 3,943 sqft Gross Area |
| 1st Floor | 2,800 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,037 sqft (0.46 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 716 sqft Garage |
| Porch Area | 312 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 45 RIVERSTONE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 83/59-69 WHISPER CREEK PHASE 4 UNIT D LOT 217 OR5739/573 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 31 |
| Legal Subdivision | WHISPER CREEK PHASE 4 UNIT D |
| Legal Phase | 4 |
| Legal Lot Number | 217 |
| Legal Unit | D |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-2170
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Apr 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 27, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Jul 30, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Jul 30, 2020 | Loan Modification, Mortgage · Line of Credit AMERIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2023 · Amount on Record |
| Deed Sale | Apr 12, 2023 · Amount on Record |
| Prior Sale | Apr 27, 2021 · Amount on Record |
| Deed Doc Number | 202327493 |
| Deed Book / Page | 5739 / 573 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Document Number | 0054181006 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 5418/1006 |
| Instrument | 2021123270 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 12, 2023 |
| Property Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Document Number | 0057390573 |
| Book / Page | 5739 / 573 |
| Map Reference | MB 83 PG 59 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023027493 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATLANTIC EAST TITLE, ATLANTIC COAST T&E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,824.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7149 VAN TUYL PKWY APT 2402, 2402, MCKINNEY, TX 75070-1203 |
| Name | Verified Name |
|---|---|
| Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Investor | Possibly a Property Investor |
| Document Number | 0005739575 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 5739/575 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Document Number | 0052490618 |
| Book / Page | 5249 / 618 |
| Map Reference | MB 83 PG 59-69 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021046991 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | SEA GLASS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,778.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 BUSINESS PARK CIR # CIR105, CIR105, SAINT AUGUSTINE, FL 32095-8822 |
| Name | Verified Name |
|---|---|
| Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Document Number | 0005249620 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 5249/620 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2020 |
| Property Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Document Number | 0050021884 |
| Book / Page | 005002 / 001884 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 62109 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $756.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 BUSINESS PARK CIR ST AUGUSTINE FL 320958822, ST AUGUSTINE, FL 32095-8822 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 45 RIVERSTONE DR, SAINT AUGUSTINE, FL 32092-0027 |
| Document Number | 0050051724 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | SEA GLASS TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 45 RIVERSTONE DR ST AUGUSTINE FL 320920027, ST AUGUSTINE, FL 32092-0027 |
| Investor | Possibly a Property Investor |
| Document Number | 0050051724 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 005005/001724 |
| Instrument | 63315 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $716,994 (+2.7%) | $725,511 (-1.62%) Land $150,000 Building $575,511 | |
| 2025 | $12,705.00 (+8.05%) Homeowner's exemption | $698,144 (+2.9%) | $737,468 (+8.7%) Land $150,000 Building $587,468 |
| 2024 | $11,758.00 (+10.05%) Homeowner's exemption | $678,468 (+15.57%) | $678,468 (+12.34%) Land $125,000 Building $553,468 |
| 2023 | $10,684.00 (+1.7%) Homeowner's exemption | $587,042 (+3%) | $603,926 (+5.96%) Land $112,000 Building $491,926 |
| 2022 | $10,505.00 Homeowner's exemption | $569,944 | $569,944 Land $112,000 Building $457,944 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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