Berks County property record for 45 Riverside Dr, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,306 sqft · built 1850 |
| Lot Size | 2.63 acres (114,998 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,342 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 5309-06-39-0888 |
| Primary APN | 5309-06-39-0888 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,306 sqft Living Area |
| 1st Floor Area | 3,306 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stone |
| Lot Area | 114,998 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 1,920 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 68039800 |
|---|---|
| Street Address | 45 RIVERSIDE DR |
| City | READING |
| State | PA |
| Zip | 19605-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 39 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ONTELAUNEE |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 13501 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 RIVERSIDE DR, READING, PA 19605-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 8, 2002 |
| Transfer Doc | 0000020417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 21, 2026 |
| Property Address | 45 RIVERSIDE DR, READING, PA 19605-9275 |
| Document Number | 0000012018 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202612018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 45 RIVERSIDE DR, READING, PA 19605-9275 |
| Document Number | 0000012018, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202612018 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Ontelaunee Township |
| Unified School District | Schuylkill Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,342.00 (+5.4%) Homeowner's exemption | $179,300 (-) Land $59,100 Building $120,200 | $59,100 (-67.04%) Land $59,100 |
| 2024 | $2,222.00 | $179,300 Land $59,100 Building $120,200 | |
| 1994 | $179,300 Land $59,100 Building $120,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2020–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTELAUNEE TOWNSHIP serves 2,598 people · EPA ID PA3060098 |
|---|---|
| Water Source | Purchased surface water from READING AREA WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Water Quality | Treatment failure resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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